I'm Going broke :(

Money is getting low, Im not working enough, Insurance payment coming up. Still owe on the car. And I spend more than I make. I just got my job and it doesn't pay till friday. Ugh. I've resorted to online money making methods lol
I was broke when I was your age too.........its part of life

 
I went through a rough patch about 3 months ago when I moved out, you really dont think how good you had it til ya move out. I was still spending money at the bar and on eating out with my girl like crazy, wasnt keeping track of how much money I had to keep, then bam, $550 rent, $400 insurance + food + hydro + phone = was down to under a hundred bucks.

Since then Ive grabbed tons more shifts at work and never turn down an oppurtunity for overtime, I also eat out ALOT less, but my girl likes that part anyways, and if youre into bar hopping at all, I used to only have 3-4 beers before the bar, cause I was always late for the predrinks at buddies places, now I show up early and pound 10 back, and you only drink a few at the bar.... saved me a good $100/week lol

But seriously, start a excel spreadsheet, I learned how to do it, you see where youre money is and how youre spending it.

 
doesnt matter if you make $50/hr, if you spend more than you make your done

I got a pretty nice raise last year and we could of easily bought a new house and a car with the raise //content.invisioncic.com/y282845/emoticons/eek.gif.771b7a90cf45cabdc554ff1121c21c4a.gif//content.invisioncic.com/y282845/emoticons/greedy.gif.5a53e6246569d7ab79867170f3b06629.gif//content.invisioncic.com/y282845/emoticons/eek.gif.771b7a90cf45cabdc554ff1121c21c4a.gif

but we didnt, instead we started to invest in the market while it was down and now we are up quite a bit.

dont eat out, dont buy 2 $400 subs, and dont buy crap, buy stuff you actually need
 
Only thing i really have to worry about is gas, and unfortunately cigs. I don't even know how much i smoke anymore. Maybe like 3 or 4 packs a week. So its like 20 in gas and 18 on cigs a week. //content.invisioncic.com/y282845/emoticons/frown.gif.a3531fa0534503350665a1e957861287.gif Wish i could cut back or something but as much as i want to quit i like smoking. I say this now and in a few years ill be yelling at myself and won't be able to quit

 
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JuicyJeff

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