How to tell a friend you dont want to co-sign for them?

[CrispedUp 10+ year member]

My parents lend/give me money. Im they're favorite son.

 

[fbi90909 5,000+ posts]

I'm glad my sister lends me money unlike all you selfish bastards.

i lend and even give my sister money.
but she's no where on my credit //content.invisioncic.com/y282845/emoticons/fyi.gif.9f1f679348da7204ce960cfc74bca8e0.gif

x2

giving money isn't shit.

but credit is another story.

 

[Ken448 10+ year member]

I'm glad my sister lends me money unlike all you selfish bastards.

make my own money.. Dont need siblings help to live. I am well aware of what I can and cannot afford.

 

[GAM3OVR 5,000+ posts]

Just say no, how hard is that.. I have had half a dozen family members and chicks that have asked me that before and usually I say it nicely and tell them I have shitty credit blah blah blah.. If they press it like 'Oh well let's just try' I tell them to fuck off.
Only people that should co-sign is parents for kids or husband/wife. If someone is old enough to have credit on their own but don't get approved they either a) can't afford it or b) **** at paying bills on time.

exactly

hey man, i can't co-sign because i am responsible for you if i do. i'm not comfortable with that.

Voted best post in the thread

i lend and even give my sister money.
but she's no where on my credit //content.invisioncic.com/y282845/emoticons/fyi.gif.9f1f679348da7204ce960cfc74bca8e0.gif

x2

I lend money (no more then $100) to friends. But to hell if I ever put them in my credit.

 

[Lugnutz 10+ year member]

make my own money.. Dont need siblings help to live. I am well aware of what I can and cannot afford.

Your siblings must not love you. I doubt you haven't gone through life without a loan. When I need a loan I can go to my sister who will give me a no interest loan. I'm also fairly certain she will donate blood or organs if I were to need them. That is why I stay close with her and disown the rest of my family.

 

[ughhibye 10+ year member]

this thread is retarded.

Answer is NO

its not that hard if your friend gets all pissed off about it and shit and he cant realize why the answer is no, you need smarter friends

 

[Flipx99 5,000+ posts]

Your siblings must not love you. I doubt you haven't gone through life without a loan. When I need a loan I can go to my sister who will give me a no interest loan. I'm also fairly certain she will donate blood or organs if I were to need them. That is why I stay close with her and disown the rest of my family.

If your sister needs a loan, can she come to you?

 

[canemaster 10+ year member]

I don't want to co-sign for you. /thread

x3

Stop being a puss //content.invisioncic.com/y282845/emoticons/rolleyes.gif.c1fef805e9d1464d377451cd5bc18bfb.gif

 

[Ken448 10+ year member]

Your siblings must not love you. I doubt you haven't gone through life without a loan. When I need a loan I can go to my sister who will give me a no interest loan. I'm also fairly certain she will donate blood or organs if I were to need them. That is why I stay close with her and disown the rest of my family.

Sorry to tell you.. I have NEVER asked a family member for a loan. I can, however go to my parents and get cash if I really needed to. BUT I have never had to. My grandmother is LOADED, and I am the only one in the family that has not attempted to get loans, co-sign or whatever from her. Like I said, I live my life knowing what I can and cannot afford, and have a good amount of cash saved up for the unexpected in life. That is how I have always been, and always will. I can prolly go 2 years without a job, and live off our savings with a few minor lifestyle adjustments.

 

[Lugnutz 10+ year member]

If your sister needs a loan, can she come to you?

Sure I could loan her back the money she loaned me.

 

[Lugnutz 10+ year member]

Sorry to tell you.. I have NEVER asked a family member for a loan. I can, however go to my parents and get cash if I really needed to. BUT I have never had to. My grandmother is LOADED, and I am the only one in the family that has not attempted to get loans, co-sign or whatever from her. Like I said, I live my life knowing what I can and cannot afford, and have a good amount of cash saved up for the unexpected in life. That is how I have always been, and always will. I can prolly go 2 years without a job, and live off our savings with a few minor lifestyle adjustments.

so you've never taken out a car loan or mortgage? //content.invisioncic.com/y282845/emoticons/confused.gif.e820e0216602db4765798ac39d28caa9.gif

 

[Flipx99 5,000+ posts]

I haven't lent nor borrowed money from family, just from banks.

 

[BoomBoomBoy 10+ year member]

Honesty is the best policy. If he's a true friend he'll understand.

 

[Ken448 10+ year member]

so you've never taken out a car loan or mortgage? //content.invisioncic.com/y282845/emoticons/confused.gif.e820e0216602db4765798ac39d28caa9.gif

never said that. I said I NEVER ask a family member for a loan. Of course I have a mortgage.

 

[Lugnutz 10+ year member]

never said that. I said I NEVER ask a family member for a loan. Of course I have a mortgage.

Why go through an institution when my sister can front me the money with no interest? If I had the money and she needed the money, I would loan it to her without interest or question.