do not lease dont even consider it if you drive. first off in many cases the lease monthly payments will be higher. secondly you cant drive much and if you go over they charge you for every mile. thirdly you cant do anything to it for example no new system. and lastly in the end its much cheaper to buy the car than lease.
- Thread Starter
- #3
wow, i thought you only were charged the overage if you traded it back in.. And for the stereo and everything, cant you do what ever you want if you have the intent to buy it out at the end of the lease anyways?
if your are worried about monthly payments for buying your car you can get them really low just over a longer period of time. like you have either a ten year payment plan five year payment plan or two year payment plan and in all those at any time you can trade it in for a new car.
Dam, they do 10 year car payment plans? Highest I ever saw was 7. I couldnt imagine paying for a car for 10 years. 7 either.
go ask the car dealer about the lease agreement //content.invisioncic.com/y282845/emoticons/wink.gif.608e3ea05f1a9f98611af0861652f8fb.gif//content.invisioncic.com/y282845/emoticons/crazy.gif.c13912c32de98515d3142759a824dae7.gif.
20k for the car 30k for intrest //content.invisioncic.com/y282845/emoticons/laugh.gif.48439b2acf2cfca21620f01e7f77d1e4.gif
hoss
5,000+ posts
imma genius. so **** it!
try considering financing the vehicle instead of leasing it. a lease is a trap of sorts, you drive the car, but you arent buying it. it is essentially a long term rental car. you arent allowed to do anything to it, you are limited to how much you can drive, and you are never actually making payments towards the car. when the lease is up you can opt to purchase the vehicle for a reduced rate from its original price, but in the end, you are still just pouring money down a very large trap.
financing the vehicle makes it yours. its a loan, you are paying for it, its your car, you can do whatever you want to it, drive it as much as you want, and you are actually paying for the vehicle.
either way you are paying more money than the car is actually worth, but you gotta do it one way or another. might as well do it the smart way (financing).
financing the vehicle makes it yours. its a loan, you are paying for it, its your car, you can do whatever you want to it, drive it as much as you want, and you are actually paying for the vehicle.
either way you are paying more money than the car is actually worth, but you gotta do it one way or another. might as well do it the smart way (financing).
bri487
5,000+ posts
Banned
buy a car, even if you finance it. put your money towards something you are going to own, even if you buy the car when the lease is up, you will still be better off buying it from the get go. it will be cheaper in the long run.
- Thread Starter
- #9
Thanks guys , this is a tough decision man.. I dont mean to sound like a whiner but, 22 grand is alot of money.. Obviously with a car and house being ( on avg ) your best/ most expensive investments.. Ok no lease .. But does this sound about right for a payment??
car $22,000
loan 60 month @ 8.9%
= $400 / month?? ouch //content.invisioncic.com/y282845/emoticons/frown.gif.a3531fa0534503350665a1e957861287.gif
car $22,000
loan 60 month @ 8.9%
= $400 / month?? ouch //content.invisioncic.com/y282845/emoticons/frown.gif.a3531fa0534503350665a1e957861287.gif
I think you can get a better interest rate if you put more down, i'd personally put 3-4k down on a 22k car
937DYTBOI
5,000+ posts
TL>you
no u get ***** in the end of the lease u end up paying more homie, consider buying over lease
937DYTBOI
5,000+ posts
TL>you
Sounds about right
//content.invisioncic.com/y282845/emoticons/laugh.gif.48439b2acf2cfca21620f01e7f77d1e4.gif I wouldnt call buying a brand new car an investment //content.invisioncic.com/y282845/emoticons/wink.gif.608e3ea05f1a9f98611af0861652f8fb.gif. Well I guess I should say "good" investment //content.invisioncic.com/y282845/emoticons/smile.gif.1ebc41e1811405b213edfc4622c41e27.gif.
NJAV1
10+ year member
I give her pleasure....
Mileage, mods and accessories are mute points if you purchase your vehicle at the end of lease agreement. Tell them you want to keep it and they don't even ask for a peek, HOWEVER leasing will always cost you considerably more than financing if you plan on keeping the vehicle for the long term.
You lease that $22,000 car and decide to keep it... years from now it would have probably wound up costing you $35,000 by the time all is said and done.
You lease that $22,000 car and decide to keep it... years from now it would have probably wound up costing you $35,000 by the time all is said and done.
.::DuD3::.
10+ year member
EE in training
if you're worried about the high payments, why not get something a little cheaper? //content.invisioncic.com/y282845/emoticons/crazy.gif.c13912c32de98515d3142759a824dae7.gif
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