Crunk Times, My friend.....Crunk Times

[Pr1m3 10+ year member]

That reminds of Roseville :/

 

[Lugnutz 10+ year member]

That reminds of Roseville :/

Close. St. Clair Shores.

 

[WhoSayWho? 5,000+ posts]

Best part is, it was only 28k. Bank owned foreclosure. Needs some interior work.

That's great. Really a smart move, IMO.

 

[Pr1m3 10+ year member]

That's great. Really a smart move, IMO.

I agree, plus if the economy ever goes up it'll be worth even more than what it's worth now.

 

[Lugnutz 10+ year member]

That's great. Really a smart move, IMO.

With property taxes and mortgage payment, I'm at $500-600 a month which was about what i was paying for an apartment. At 28k, it really can't loose value. The work it needs really isn't major. It has nasty wallpaper that needs to come down and a fresh coat of paint. The carpet is filthy but I pulled some of it up, and it has beautiful hardwood floors underneath. The basement is semi-finished and it has two fireplaces, Florida room, car port, large kitchen, complete ceramic tile bathroom, and is in an excellent area. House was built in 1951 and was very well built.

 

[WhoSayWho? 5,000+ posts]

With property taxes and mortgage payment, I'm at $500-600 a month which was about what i was paying for an apartment. At 28k, it really can't loose value. The work it needs really isn't major. It has nasty wallpaper that needs to come down and a fresh coat of paint. The carpet is filthy but I pulled some of it up, and it has beautiful hardwood floors underneath. The basement is semi-finished and it has two fireplaces, Florida room, car port, large kitchen, complete ceramic tile bathroom, and is in an excellent area. House was built in 1951 and was very well built.

I could kinda tell the area was nice from the photo. I am a little surprised at the payment being quite that high. Hell, you have to be paying as much in taxes and insurance as you are principal and interest.

 

[Lugnutz 10+ year member]

I could kinda tell the area was nice from the photo. I am a little surprised at the payment being quite that high. Hell, you have to be paying as much in taxes and insurance as you are principal and interest.

St. Clair Shores is ridiculous on taxes. My taxes are in fact higher then the principal. Those payments are for a 15 year mortgage. I haven't gotten a mortgage yet. We just needed to get preapproved for the mortgage. I was only approved for up to 30k at a ridiculous interest rate. My sister can get a mortgage at 4.7% so we will most likely buy the house together and she will take out the mortgage. Once I establish better credit, I'll think about taking out a loan and paying off the mortgage.

 

[WhoSayWho? 5,000+ posts]

I think you could boost up that credit relatively quickly. That's a sweet deal on that house.

 

[Eugenics 5,000+ posts]

Must admit. When i saw the title of the thread i almost came.

 

[WhoSayWho? 5,000+ posts]

Must admit. When i saw the title of the thread i almost came.

Wat, the detective thread?

 

[Eugenics 5,000+ posts]

oh no! i didn't mean that. the hot chicks thread!

 

[Lugnutz 10+ year member]

Taxes are $3300 for the year. The SEV value is $82k (In Michigan that means theoretically the value of the house is 164k) but obviously it is not a 164k house. I'm going to appeal it and hopefully get 10k knocked off. I'll work on boosting my credit and getting the mortgage in my name. It's not that I have bad credit, I just haven't been able to establish enough credit. I didn't get my first line of credit till I was 20.

Here is another view from the front off the real estate listing

 

[WhoSayWho? 5,000+ posts]

oh no! i didn't mean that. the hot chicks thread!

OIC.

I am about to hit my dog with a tranquilzer dart. I was headed out when I got a phone call from my daughter saying that she was scared because the dog was raising hell. Turns out a couple of dogs had ran through the yard.

 

[WhoSayWho? 5,000+ posts]

Taxes are $3300 for the year. The SEV value is $82k (In Michigan that means theoretically the value of the house is 164k) but obviously it is not a 164k house. I'm going to appeal it and hopefully get 10k knocked off. I'll work on boosting my credit and getting the mortgage in my name. It's not that I have bad credit, I just haven't been able to establish enough credit. I didn't get my first line of credit till I was 20.
Here is another view from the front off the real estate listing

Dam those taxes are high. Still digging the house though. I like those big windows.

 

[Eugenics 5,000+ posts]

i really like it too. hope it doesn't have internet though.