If you have a master card, use alltunes.Probably get viruses and stuff, eh?
Do I have to download something? For $20, i like the ease of adding songs to a shopping cart, so to speak
You won't find it anywhere cheaper per song or per album than them, and you can choose from 2 different bit rates. Only mastercard will directly send money to them. VISA was strong armed by the RIAA, because they obviously aren't paying for the distribution licenses. My neighbor has used it for years now. He finds it easier to get exactly what he wants without worrying about the cons of P2P.
