Two things:
1) If you are blowing fuses, you have a problem somewhere that needs to be addressed.
2) Every time you trip the breaker, either manually or in the case of an overcurrent, you reduce the reliability of the breaker. The contacts in the breaker arc every time the breaker is tripped and the arcing causes pitting in the contact and they can also possibly weld themselves shut. The underhood fuse is there to protect your car in the case of a power wire short. Replacing a fuse that shold only blow in an emergency for the convenience of a switch that doesn't provide as reliable of protection seems a bit dumb to me. How often do you need to disconnect power to the system that loosening a screw and disconnecting the negative wire from the battery (the way you should do it BTW) save you that much time? I have NEVER blown a fuse in a car audio system. If you are careful in your install and use quality components that you don't abuse, you should never have to worry about blowing them routinely. I have never heard of a fuse failing to blow when it should have and in a wreck that is last thing I want to have to worry about.