his deductable probably is 100 dollars, mines 90 but i do have a blackberry with verizon so it might be more expensive, the best way you can cheat it is if you drop it and it stops working, but water damage is a different story, if the little sticker under the batt that showws water damage happened is pink or even remived warrenty is automaticlaly void and you will have to pay deductable, believe me ive had 18 phones in 2 years, its a *****, only paid for 5 of them i think, rest were my fault but i claimed warrenty