Bank of America = Scammers.

[lilmaniac2 5,000+ posts]

Just read the OP, but you need to get a different type of account that doesnt surcharge you for keeping a low balance, i know my student account at bbt has no minimum balance and free everything //content.invisioncic.com/y282845/emoticons/smile.gif.1ebc41e1811405b213edfc4622c41e27.gif

 

[its_bacon12 10+ year member]

alot of banks are doing this ive noticed.. i would attribute it to the subpriming scandal that recently took down countrywide

 

[Spooby 10+ year member]

I like Bank Of America (BofA). BofA doesn't require a minimum amount for direct deposit...it just needs a single direct deposit per month. I've got an account that only gets a single $5 direct deposit from my check each month and it keeps my account in the clear. No minimum balance needed either, and its just the basic checking account.

I like them also because the misses has a BofA account, and when I need to transfer money into it the money gets there instantly. Any of the other banks take at least 2 days.

Oh yeah...to the Army guy who didn't use BofA for direct deposit....you have just under 60 days to set it up. If you don't thats when they take the fees out.