Any homeowners here?

[Eugenics 5,000+ posts]

Oh great. The vicious cycle continues...

The ones with the weakest genetics are usually the most fertile. Just another one of life's ironies.

 

[Banana Balls 5,000+ posts]

The ones with the weakest genetics are usually the most fertile. Just another one of life's ironies.

We need to implement some form of forced abortion like China, for humanity's sake.

 

[mannyb18b]

The ones with the weakest genetics are usually the most fertile. Just another one of life's ironies.

that's made up

 

[Eugenics 5,000+ posts]

No, it's a fact. I know you're not well versed on the concept, but absolutes can be very handy.

 

[Banana Balls 5,000+ posts]

No, it's a fact. I know you're not well versed on the concept, but absolutes can be very handy.

I don't think it is fair to expect him to be familiar with the study of genetics. I mean he's put all this effort into becoming a wealth of knowledge on the housing industry. That leaves little time for extra curricular studies.

 

[mannyb18b]

No, it's a fact. I know you're not well versed on the concept, but absolutes can be very handy.

prove it then.

 

[mannyb18b]

I don't think it is fair to expect him to be familiar with the study of genetics. I mean he's put all this effort into becoming a wealth of knowledge on the housing industry. That leaves little time for extra curricular studies.

Jealous?

 

[Eugenics 5,000+ posts]

prove it then.

you, your siblings, and your child are all the proof i need.

 

[Banana Balls 5,000+ posts]

Jealous?

Only of the ghetto you live in.

 

[mannyb18b]

you, your siblings, and your child are all the proof i need.

Well that would prove you false then. Because me, my siblings and my child are all BEAUTIFUL, well girls tend to call me "really hot". But means the same //content.invisioncic.com/y282845/emoticons/tongue.gif.6130eb82179565f6db8d26d6001dcd24.gif

 

[mannyb18b]

Only of the ghetto you live in.

Hmmm...

 

[Banana Balls 5,000+ posts]

Well that would prove you false then. Because me, my siblings and my child are all BEAUTIFUL, well girls tend to call me "really hot". But means the same //content.invisioncic.com/y282845/emoticons/tongue.gif.6130eb82179565f6db8d26d6001dcd24.gif

What does your looks have to do with anything?

 

[mannyb18b]

What does your looks have to do with anything?

genetics...

 

[davidfre21 5,000+ posts]

Yeah, the payments are less.
But you'll also be paying tens of thousands to hundreds of thousands of dollars more in interest compared to a higher-rate shorter-term (comparatively) conventional mortgage.

atleast u see the scam also lol.

 

[squeak9798 5,000+ posts]

You pull out equity...you have cash...you pay the loan off in cash...no tie's to your mortgage....

You obviously haven't a clue what's going on, and as such should cease trying to give any kind of financial advise.

You take out the equity in your house.....you have cash.....you then pay the car loan off in "cash" (which you borrowed using the equity in your home, thus you took out the money on a mortgage, presumably a 1st mortgage given the discussion thus far).....you have now transfered that debt to your mortgage by way of using the cash taken out from the equity by way of refinancing to pay off the loan......you are now extending the pay back of that debt significantly as the "cash" you used to pay it off was borrowed over a much more extended period of time.....you are now 1) decreasing the rate of principle reduction of that debt and spreading it over a longer period of time and 2) as a result, significantly increasing the amount of interest you will pay on that debt even though it may be at a "lower rate"......which will result in 3) you paying significantly more for a depreciating asset than it's actually (or ever was) worth.

Honestly, it isn't that hard to comprehend........