Will my loan get approved?

[ls2poweredgoat 5,000+ posts]

i can understand that. are you and her just splitting everything down the middle.also was this a local/mainstream type bank with a website, or just a website that gives loans. if it is the latter, then the interested will be facking high.

do you have any credit built up at all? credit card, cell phone, any bills in your name. that will help.

No bills in my name, but I have my W2 and paycheck stubs saying how much $$ I make, I also have my gym membership? My cell phone has been on my mom's contract for years because we get a really good deal. So I don't have much...

She is charging me $250 a month rent, $150 for utilities, and $250 deposit.

Oh, and the site is the actual bank I go to, Suntrust.

 

[cf2004 10+ year member]

its not good to take out that much cash. ive seen interest **** alot of shit

take it from kove he lives in a van down by the river! j/k

thats ture about the interest, remember the thread about the guy that took out a 5,000$ loan and it will end up costing him like $20,000 grand to pay back.

off topic: how the heck do you do a multi quote?

 

[cf2004 10+ year member]

i would try to maybe get a cell in your name and maybe try to get a credit card with a small limit. anything to try and est. credit.

 

[Fusion_FREAK 10+ year member]

If I can get $1000, I can pay it back within 2 months tops. Now that I'm getting my hours at work I can afford to pay it off in no time.
Things are getting so bad here at the house I'm afraid to open the door because the **** might put a shot gun in my face.

LMAO throw a cheese burger down the hall way when you pop your head out of the door.

 

[kovemaster559 5,000+ posts]

take it from kove he lives in a van down by the river! j/k
thats ture about the interest, remember the thread about the guy that took out a 5,000$ loan and it will end up costing him like $20,000 grand to pay back.

off topic: how the heck do you do a multi quote?

funny thing is i almost live out of my minivan(dont ask why i owned a minivan)

 

[ls2poweredgoat 5,000+ posts]

i would try to maybe get a cell in your name and maybe try to get a credit card with a small limit. anything to try and est. credit.

I applied for a Wal-Mart credit card but got turned down.

Maybe my best bet would be to tough it out for another month and save up some $$, but this deal is hard to pass up.

 

[cf2004 10+ year member]

LMAO throw a cheese burger down the hall way when you pop your head out of the door.

if his dad is like mean like mine, it better be a steak! //content.invisioncic.com/y282845/emoticons/crazy.gif.c13912c32de98515d3142759a824dae7.gif

 

[JLJunkieMX107 10+ year member]

Most likely you wont get approved without a cosigner that has established credit. Your best bet is to look up a local credit union(as mentioned) and go talk to them. They usually are more open to people with no credit. Say you want to repair ur car and you need to establish credit. One important thing to remember is not to go around applying on a ton of web sites. When they see you are getting your credit ran by a lot of companies you will be considered a high risk. I handle a lot of financing for our car dealership so if you have any detailed questions feel free to PM me. Another option is to take out a loan on a car, and ask for $1500 cash back. We do this for people sometimes and it's a LOT easier to get approved for a car loan than a personal loan when you have no credit.

 

[cf2004 10+ year member]

I applied for a Wal-Mart credit card but got turned down.
Maybe my best bet would be to tough it out for another month and save up some $$, but this deal is hard to pass up.

ya man i would do that. it will ****. save up your money, sell me your nine.5, eat out less ya know w/e

 

[delvryboy 5,000+ posts]

I applied for a Wal-Mart credit card but got turned down.
Maybe my best bet would be to tough it out for another month and save up some $$, but this deal is hard to pass up.

If you can't get a store CC, I doubt a bank will approve a personal loan. Store CC's are the easiest to get, especially later in the year.

 

[Fusion_FREAK 10+ year member]

if his dad is like mean like mine, it better be a steak! //content.invisioncic.com/y282845/emoticons/crazy.gif.c13912c32de98515d3142759a824dae7.gif

Talking about his dad's fatass cunt of a wife.

 

[ls2poweredgoat 5,000+ posts]

Looks like I'll just be saving up some $$ then.

 

[Lingerfelt 10+ year member]

If you can't get a store CC, I doubt a bank will approve a personal loan. Store CC's are the easiest to get, especially later in the year.

Ya, and considering unsecured personal loans are difficult enough to get.

 

[kovemaster559 5,000+ posts]

I applied for a Wal-Mart credit card but got turned down.
Maybe my best bet would be to tough it out for another month and save up some $$, but this deal is hard to pass up.

thats what i would do . also be like " ohhh i didint get my check today causet payroll is ****ed up and the company has to send you a check direct from payroll because their system got hacked. live their for free for one month then GTFO of their while no one is home and never go back leave a note for your dad saying thanks for the help . you realy ****ed up by picking a bish over your son. shows how good/careing of a father you realy are. he will prolly take it to heart and cry then divorce that bish .

 

[cf2004 10+ year member]

Talking about his dad's fatass cunt of a wife.

o shit:wow: