Well, not totally debt free, just the credit cards. Still gotta pay off the truck and the car, and have a mortgage, but that stuff is pretty much a neccessary evil. But the extra $500 or so that we pay to the credit cards will definitely help pay off one of the vehicles quick. And the fact that she gets a $7000 bonus this June will help a lot. Then next June when she reenlists she gets a $60 grand bonus, of which we get $30k up front. So the cars will be paid off summer 2008!! Never again will we have 2 car payments at once. As soon as the cars are paid off, we're gonna save $400-$500 a month to go towards whatever vehicle we buy next. Hopefully we can pay cash up front! My truck is the last brand new vehicle we will ever own. Depreciation sucks balls! Maybe in a couple years I can get my '67 Camaro I've been dreaming about!Congrad's to you and your wife man thats good.