Spend paypal money while transferring?

[kfx450r 10+ year member]

When I request money to be sent from my paypal to my bank account it shows my paypal as being empty even tho the money isnt in my bank account, as in i request it on a weekend and it wont finish till like wednesday of the next week..If it says i dont have the money in either account can I still spend it? My bank account and paypal are linked.

Click to read more...

 

[plugitin 5,000+ posts]

i dont think you can do it that way. i know if they're linked you can spend money on pp and it will take it out of your bank account...

 

[kfx450r 10+ year member]

i dont think you can do it that way. i know if they're linked you can spend money on pp and it will take it out of your bank account...

Yah I know if I pay thru paypal it uses which ever account has the money, just annoying to request money and not be able to use it for like a week.

 

[bubbagumper6 5,000+ posts]

Yeah you can spend as much as you want on your paypal account. It will just take it all from your bank account...but if you don't have enough in your bank account you'll overdraw it. So if you've got other money in your bank account, your ok. But if your account is at 0 and your literally waiting to spend the money that's transferring, well you better home it clears before that payment gets processed or you'll get slapped with a nice overdraft fee.

 

[bubbagumper6 5,000+ posts]

Also why not just leave the money in your paypal account? You know you can spend it from there right?

 

[westman995 10+ year member]

Nope it wont let you spend it until it shows up in your paypal account. It has to "clear" which i know is pretty annoying to wait on. The best thing is if you have a debit card with your bank account, add that to your account and just use money from your bank account that way. If there is no money in your paypal it will just take it from your debit card, which is money in your bank account obviously.

The way you said it, sounds like you can instantly do it from your bank account too, but ive never heard of that so i dont really know.

 

[bubbagumper6 5,000+ posts]

Nope it wont let you spend it until it shows up in your paypal account. It has to "clear" which i know is pretty annoying to wait on. The best thing is if you have a debit card with your bank account, add that to your account and just use money from your bank account that way. If there is no money in your paypal it will just take it from your debit card, which is money in your bank account obviously.
The way you said it, sounds like you can instantly do it from your bank account too, but ive never heard of that so i dont really know.

he's no waiting for the money to clear into his pp account, he's waiting for it to clear into his bank account from his pp account.

And yes, if you link your bank account you can spend money via paypal, and it will just directly withdraw it from your bank account.

 

[kfx450r 10+ year member]

Also why not just leave the money in your paypal account? You know you can spend it from there right?

Yah but its a good bit, I just had it in there from sellin a few things, bought everything i needed for my build and wanted to put the excess in my account so I can get some cash..cant spend paypal money at the store (dont have paypal card lol) oh well guess ill just wait, not too big of a deal

 

[ThatChevyGuy 5,000+ posts]

i quit using paypal, once i figured out how much it costs to transfer shit repeatedly

Like $100 was $7.xx