Wow, this sure turned interesting.... Anyway, i'm pretty sure insurance here requires accident report to have them cover it at all. Otherwise i pay EVERYTHING... which i will probably anyway.... Yeah, as if premuims going up and deductible aren't enough... scoff scoff cuss cuss blah blah. At least none of my car stereo stuff broke. Pushed the battery pretty far forwars when i wacked him though... could barely open my hood. I just hate to think i'll get ****ed because some cop thinks i'm trying to be a fraud and he can't really see that it ****ed up my radiator and shit like that. He's (the cop) no mechanic afterall...