Over Draft Fees FTMFL!

[boltpride 10+ year member]

No, it was because they instituted a hold policy on all checks deposited.
I never had a hold on any paycheck by them for 30 years, and my wife had the same employer for 2 years at that point.

The funds were there, they just didnt credit our account until after they had cashed a check we wrote for a bill, throwing it into a overdraft.

ahhhh i see. They give me partial credit if i deposit at the atm and full if u go in the bank and depposit with a teller. //content.invisioncic.com/y282845/emoticons/biggrin.gif.d71a5d36fcbab170f2364c9f2e3946cb.gif I wonder why they started doing that??

 

[steveyhustle]

jus do wat i do ul get ur money back

 

[blazeplacid 10+ year member]

man you people are:

1. Not good with money

2. poor

 

[SRim23 5,000+ posts]

I fucking HATE my bank.
I checked my bank account 2 days ago, had like $70 in there. Used my debit card for three things yesterday; put $25 in my tank, bought a coke which was like $1.50, and got lunch later ($6).

Checked my bank account and I'm almost $80 over drafted. //content.invisioncic.com/y282845/emoticons/mad.gif.c18f003ab0ef8a0d9c27ca78d77a6392.gif

Them mother fuckers fee'd me $25 on each of the three purchases.

Bank of America FTL.

/rant

either learn how to count and keep a check book, or setup ur account online and be able to check it. my online account shows everything whether its cleared yet or not so i know exactly at all times how much money i have.

 

[Fusion_FREAK 10+ year member]

That's why I go cash my paychecks at Walmart or something for only $2-3 and go deposit CASH so it's instant credit in my account.

 

[Fusion_FREAK 10+ year member]

either learn how to count and keep a check book, or setup ur account online and be able to check it. my online account shows everything whether its cleared yet or not so i know exactly at all times how much money i have.

I do have online banking, but don't always check it.

 

[blazeplacid 10+ year member]

That's why I go cash my paychecks at Walmart or something for only $2-3 and go deposit CASH so it's instant credit in my account.

why???

just get your bank to cash your check and deposit it all back

my gf deposits all but like 20 bucks so its instant

that sucks you go to wal mart and wait in line ,then spend 3 bucks,then have to drive to the bank //content.invisioncic.com/y282845/emoticons/frown.gif.a3531fa0534503350665a1e957861287.gif

 

[dman4486 5,000+ posts]

maybe mentioned already, but I have overdraft protection where when there are insufficient funds in my checking account, it pulls from my savings

NO overdraft fees FTMFW!

 

[crunktimes.com 5,000+ posts]

My bank allowed me to turn off overdraft, if I ever really got close enough to were I was running out of money on my debit card it would be declined in which case I would toss it on plastic.

 

[rtillaree 10+ year member]

keep better record of your account...it's called a register...no one uses them anymore...

 

[Fusion_FREAK 10+ year member]

My bank allowed me to turn off overdraft, if I ever really got close enough to were I was running out of money on my debit card it would be declined in which case I would toss it on plastic.

I'm going to do that tomorrow when I go to the bank. See if I can get that $75 in charges off, and see if I can turn off the over draft.

 

[Scoobydoo 5,000+ posts]

lol, you overdrew your account and it is the banks fault...nice logic

 

[ThomasG 5,000+ posts]

Get overdraft protection. Also, sit down with a banker and cry about how broke you are. Worked for me, they took the overdraft charges away.

 

[Ignatowski 5,000+ posts]

bank of america IS the worst bank in all of America......

 

[Pickler 10+ year member]

nevada state bank ftw?