Over Draft Fees FTMFL!

[Fusion_FREAK 10+ year member]

I fucking HATE my bank.

I checked my bank account 2 days ago, had like $70 in there. Used my debit card for three things yesterday; put $25 in my tank, bought a coke which was like $1.50, and got lunch later ($6).

Checked my bank account and I'm almost $80 over drafted. //content.invisioncic.com/y282845/emoticons/mad.gif.c18f003ab0ef8a0d9c27ca78d77a6392.gif

Them mother fuckers fee'd me $25 on each of the three purchases.

Bank of America FTL.

/rant

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[Jameseypoo 5,000+ posts]

You should rob them

 

[lilmaniac2 5,000+ posts]

SO basically you had less than 25 bucks in your account, suprised they didnt charge you a fee for not having enough money in there anyway.

 

[Racerx250 10+ year member]

You must have forgotten credit is not an instant charge, debit is. Get a better job and forget about worrying about overdraft fee's. tell them *****es you want a platinum card/account

 

[crunktimes.com 5,000+ posts]

Azzhole banks I hate it when they want me to be all responsible and shit //content.invisioncic.com/y282845/emoticons/mad.gif.c18f003ab0ef8a0d9c27ca78d77a6392.gif

 

[Fusion_FREAK 10+ year member]

SO basically you had less than 25 bucks in your account, suprised they didnt charge you a fee for not having enough money in there anyway.

I had $70 in it a day or two ago, I guess other charges cleared over night, and left me with around $25.

This shit is why I never had and never wanted a **** checking account, I just opened it 3 weeks ago. If it's not in my pocket, I can't afford it. That debit card sure makes you feel rich.

 

[Rich B 5,000+ posts]

I had a BofA account for nearly 30 years, and they started doing the same thing to me about 3 years back, so I pulled all my money out and left $8 in the account.

For 3 years now they've had to send me a paper statement every month for that $8.

Karma is a b!tch.

 

[crunktimes.com 5,000+ posts]

I was under the impression all banks charged an overdraft fee, I know my bank is $25/per

 

[boltpride 10+ year member]

I had a BofA account for nearly 30 years, and they started doing the same thing to me about 3 years back, so I pulled all my money out and left $8 in the account.
For 3 years now they've had to send me a paper statement every month for that $8.

Karma is a b!tch.

No offense but if u were gettin hit with overdraft fees u probably only had 8 bucks in the accoount.

 

[boltpride 10+ year member]

I was under the impression all banks charged an overdraft fee, I know my bank is $25/per

This is true. My boa goes into my savings if i overdraft on my checking.

 

[steveyhustle]

ya FUX overdraft fees but wat i do is wen i deposit money and say i deposit 150bux ill put i deposited 155 or 157. and honestly 70% of the time it goes thru. once in a while they catch it and just adjust it thats it //content.invisioncic.com/y282845/emoticons/laugh.gif.48439b2acf2cfca21620f01e7f77d1e4.gif so hey why not give it a shot i always do it LOL i musta gotten back almost 300dollars back from ****in overdraft fees but im gettin it all back slowly but surely!!!!! haha

 

[Twistid 5,000+ posts]

ouch, dident they just take it from your savings like a fail safe?

 

[Rich B 5,000+ posts]

No offense but if u were gettin hit with overdraft fees u probably only had 8 bucks in the accoount.

No, it was because they instituted a hold policy on all checks deposited.

I never had a hold on any paycheck by them for 30 years, and my wife had the same employer for 2 years at that point.

The funds were there, they just didnt credit our account until after they had cashed a check we wrote for a bill, throwing it into a overdraft.

 

[pitbull12887 10+ year member]

i feel ya..mine is -40 because when i payed my credit card bill the stupid shit payed twice and took out double the amount so i got charged $39 on my credit card for innsufficient funds and got charged $36 for overdraft //content.invisioncic.com/y282845/emoticons/frown.gif.a3531fa0534503350665a1e957861287.gif

 

[hasa68mustang 10+ year member]

hmmm I accidentally paid for something with a wrong account through paypal and the next day bought 4 different items (2 from work, 2 were meals) and Bank of america charged me 35 dollars per transaction the 2 from my work were drinks.... $140 dollars later.... I hate them lol