Just got a new insurance quote..

[craigzter 10+ year member]

Turns out that once you hit 21-22 your premium does go down. I quoted with geico about 5 months ago and they wanted near $270 per month for basic full coverage on my blazer.

Well I decide to give them another go just 5mins ago and now they have quoted me $166 per month for the same coverage and same vehicle. Progressive was a little higher but you got extras included with your premium.

So, what would you guys do if you were in my shoes? Geico? Progressive? State Farm?

I need opinions, have to get new insurance friday and got court the 9th for no proof of insurance(long story).

Click to read more...

 

[dman4486 5,000+ posts]

Turns out that once you hit 21-22 your premium does go down. I quoted with geico about 5 months ago and they wanted near $270 per month for basic full coverage on my blazer.
Well I decide to give them another go just 5mins ago and now they have quoted me $166 per month for the same coverage and same vehicle. Progressive was a little higher but you got extras included with your premium.

So, what would you guys do if you were in my shoes? Geico? Progressive? State Farm?

I have state farm full coverage on my passport for $200/year and nationwide full coverage for my bike for $350/year

everyone else was more expensive for the same coverage for me.

 

[bread0710 10+ year member]

Turns out that once you hit 21-22 your premium does go down. I quoted with geico about 5 months ago and they wanted near $270 per month for basic full coverage on my blazer.
Well I decide to give them another go just 5mins ago and now they have quoted me $166 per month for the same coverage and same vehicle. Progressive was a little higher but you got extras included with your premium.

So, what would you guys do if you were in my shoes? Geico? Progressive? State Farm?

i have state farm and pay about $510 every 6 months. so about $1020 or so every yr. im 21 and have a 2000 grand am gt in my name. i also live with my dad so my rates are lower b/c of him.

 

[craigzter 10+ year member]

I realized i could have put a poll on this one..wasnt thinking.

A few of my buddies who have bikes have state farm as well as their daily drivers. But I have heard state farm will start low and gradually go up on you several times a year...if paid monthly.

 

[groundpound4200 5,000+ posts]

State Farm is raising premiums all over here in MN. Good for me //content.invisioncic.com/y282845/emoticons/biggrin.gif.d71a5d36fcbab170f2364c9f2e3946cb.gif

 

[rtillaree 10+ year member]

I have state farm full coverage on my passport for $200/year and nationwide full coverage for my bike for $350/year
everyone else was more expensive for the same coverage for me.

can you clarify that...$200 a YEAR for full coverage on your Honda Passport?

 

[craigzter 10+ year member]

i have state farm and pay about $510 every 6 months. so about $1020 or so every yr. im 21 and have a 2000 grand am gt in my name. i also live with my dad so my rates are lower b/c of him.

so your vehicle and insurance is both in your name? and because you live with your father, it's lower?

I would get a policy wiht my mother but it will cause hers to go up to like $300+ a month because that's the way farmers likes to roll i guess..

 

[craigzter 10+ year member]

can you clarify that...$200 a YEAR for full coverage on your Honda Passport?

x2

 

[rtillaree 10+ year member]

if you can afford it State Farm is the way to go...if your young, looking to save some money and can get decent coverage, the Geico's and Progressive's aren't bad, they just aren't known for their claims handling service over the others...ALL insurance goes up, deal with it...

 

[bread0710 10+ year member]

so your vehicle and insurance is both in your name? and because you live with your father, it's lower?
I would get a policy wiht my mother but it will cause hers to go up to like $300+ a month because that's the way farmers likes to roll i guess..

yes and no. we come up in there system as under the same house. BUT we pay seprate bills. so if i get a ticket his isnt effected. we have sperate polices.

 

[dman4486 5,000+ posts]

can you clarify that...$200 a YEAR for full coverage on your Honda Passport?

I will have to get back to you on that as I don't have the paperwork with me.....the car is included in a policy with homeowners insurance.

 

[rtillaree 10+ year member]

x2

yea there is no way that's accurate, there is no way he's paying $13 a month for any kind of insurance on a vehicle let alone full coverage, especially with State Farm...

 

[rtillaree 10+ year member]

I will have to get back to you on that as I don't have the paperwork with me.....the car is included in a policy with homeowners insurance.

so you have an umbrella policy...still $200 is down there for a year...

 

[craigzter 10+ year member]

yes and no. we come up in there system as under the same house. BUT we pay seprate bills. so if i get a ticket his isnt effected. we have sperate polices.

gotcha. that's the way it was when i had my s10 pickup in my name but on moms policy.

and dman..I understand that policy's do go up over time, sucks..but nothing we can do about it, but drive safely?! lol...

its either going to be geico or progressive...

ATTENTION ALL GEICO AND PROGRESSIVE POLICY HOLDERS..NEED YOUR OPINIONS!!

 

[bread0710 10+ year member]

gotcha. that's the way it was when i had my s10 pickup in my name but on moms policy.
and dman..I understand that policy's do go up over time, sucks..but nothing we can do about it, but drive safely?! lol...

its either going to be geico or progressive...

ATTENTION ALL GEICO AND PROGRESSIVE POLICY HOLDERS..NEED YOUR OPINIONS!!

mines been comming down. i havent had a ticket since i have been driving which is like 2 or 3 yrs so. when i turned 21 a few months back and it dropped like $500 a year.