I have concluded why I can't stand my roomate!

jmanpc
5,000+ posts

CA.com Nostalgist.
He's a sucker. A complete sucker. He's the type of person who will believe anything.

Example 1: He comes back from winter break with this stuff called "Mona Vie" which is like some crazy fruit concoction that's supposed to make you all healthy and stuff. He's heard countless FOAF (friend of a friend) stories, and he just eats it up. What's worse is, it's like 30 bucks for a bottle! The way I see it, that stuff's a friggin pyramid scheme. People sell it, and if they get so many other people to start selling it, then they start making a profit. Uhhhh durrrr- it's not a miracle drink, it's a scam. Just like that Tahitian Noni Juice stuff. Scam scam scam.

Example 2: Over spring break, he goes to Target for the first time, and signs up for a credit card because it would save him 10%. He only bought like 20 bucks worth of stuff, but when the cashier asked him if he'd like to save 10% by getting a Target credit card, he didn't realize he was getting screwed, so since he heard "Save 10 Percent!" His eyes glazed over, and he went into sheep mode, and signed up for the card before he realized what he was doing.

Example 3: Today, he's sitting in the dorm room reading some book called The Hitters Bible, or some junk like that. He plays baseball for my school, so he's always reading up on how to throw faster or hit harder. So he sits up real straight and his eyes get all wide, and he says "JORDAN! LISTEN TO THIS!" I thought he was gonna say something profound or funny, but he starts spouting off some monologue that sounds like it came straight from a cheap inspirational speaker that a frugal office manager hires to help energize his deadbeat, highschool dropout employees. I reply in a really sarcastic voice "That's not cliche," and he didn't understand what I meant.

In short, I hate stupid people. I can get past the fact that he's an overly proud Texan, and even that he believes that Country music is the only real genre. But I can't get past the fact that he's a dullard with a complete lack of common sense. Like, I could convince him that cigarettes cure cancer, or that the sky is green.

Cliffs notes: I can't stand stupid people.

 
He's a sucker. A complete sucker. He's the type of person who will believe anything.
Example 1: He comes back from winter break with this stuff called "Mona Vie" which is like some crazy fruit concoction that's supposed to make you all healthy and stuff. He's heard countless FOAF (friend of a friend) stories, and he just eats it up. What's worse is, it's like 30 bucks for a bottle! The way I see it, that stuff's a friggin pyramid scheme. People sell it, and if they get so many other people to start selling it, then they start making a profit. Uhhhh durrrr- it's not a miracle drink, it's a scam.

Example 2: Over spring break, he goes to Target for the first time, and signs up for a credit card because it would save him 10%. He only bought like 20 bucks worth of stuff, but when the cashier asked him if he'd like to save 10% by getting a Target credit card, he didn't realize he was getting screwed, so since he heard "Save 10 Percent!" His eyes glazed over, and he went into sheep mode, and signed up for the card before he realized what he was doing.

Example 3: Today, he's sitting in the dorm room reading some book called The Hitters Bible, or some junk like that. He plays baseball for my school, so he's always reading up on how to throw faster or hit harder. So he sits up real straight and his eyes get all wide, and he says "JORDAN! LISTEN TO THIS!" I thought he was gonna say something profound or funny, but he starts spouting off some monologue that sounds like it came straight from a cheap inspirational speaker that a frugal office manager hires to help energize his deadbeat, highschool dropout employees. I reply in a really sarcastic voice "That's not cliche," and he didn't understand what I meant.

In short, I hate stupid people. I can get past the fact that he's an overly proud Texan, and even that he believes that Country music is the only real genre. But I can't get past the fact that he's a dullard with a complete lack of common sense. Like, I could convince him that cigarettes cure cancer, or that the sky is green.

Cliffs notes: I can't stand stupid people.
I think you are being a little harsh.

Example 1 is probably dumb. I will give you that one.

Example 2 is not always dumb. If you are responsible and pay your bills on time and don't have to pay any interest or late fees, then getting a credit card isn't always a bad thing. Usually you only get into trouble when you charge things that you can't afford and have to pay through the roof interest rates. But if he did it for a one time thing to save $2 that is kind of weird.

Example 3 who knows. If it gets him excited about baseball then fine. If he is using it as his only source for information on how to improve, that is probably a bad idea. But if it is just something he enjoys reading and it is about baseball, that isn't very harmful.

Either way cut the texan some slack. It could be worse, he could go around pretending to be Chuck Norris.

 
I think you are being a little harsh.
Example 2 is not always dumb. If you are responsible and pay your bills on time and don't have to pay any interest or late fees, then getting a credit card isn't always a bad thing. Usually you only get into trouble when you charge things that you can't afford and have to pay through the roof interest rates. But if he did it for a one time thing to save $2 that is kind of weird.

Either way cut the texan some slack. It could be worse, he could go around pretending to be Chuck Norris.
I thought that it was never a great idea to get a credit card for a dep't store. My understanding was that type of credit unnecessarily damages your credit rating. But maybe not. I know I avoid it though.

Maybe if I was going to get a year with no interest I would consider it.

 
One of the guys that used to work with me did your example #1. I remember him trying to get me to sign up for it and he said, yeah man you make mad money and hell they even give you 1 to try for yourself and I lost like 10 pounds since I have drank it. So I asked how long you been drinking it. He said about 2 days, lol!

 
I thought that it was never a great idea to get a credit card for a dep't store. My understanding was that type of credit unnecessarily damages your credit rating. But maybe not. I know I avoid it though.
Maybe if I was going to get a year with no interest I would consider it.
a) It does not damage your credit score

b) What is wrong with him getting 10% off?

I went places, signed up for the card, got 10%, got 1 year no interest, paid it off and then cancelled the card.

c) the interest charges at target, lowes, and the like are sky high. Over 20%. Think about it. For every $10 you borrow, you pay $2 in interest over a year. Dept cards are good only if you take advantage of 10% off and no interest/no payments; other than that they are a waste of space.

 
a) It does not damage your credit scoreb) What is wrong with him getting 10% off?

I went places, signed up for the card, got 10%, got 1 year no interest, paid it off and then cancelled the card.

c) the interest charges at target, lowes, and the like are sky high. Over 20%. Think about it. For every $10 you borrow, you pay $2 in interest over a year. Dept cards are good only if you take advantage of 10% off and no interest/no payments; other than that they are a waste of space.
just the fact that he wasted 30 minutes of my time to save two dollars, because he had no idea what the hell he was doing.

theres nothing wrong with saving money... heck even I've done the whole store credit card thing. But, it was to purchase a $1200 lawn mower at Home Depot. I saved $180. My roomate saved.... $2.

 
Lol, Waste 30mins to save $2.00.

He could have worked 30mins OT at work and got at least $6.00!

I seen my friends drive 30 Miles to save $10.00. I tell them yea Drive 60 miles round trip. Waste 1hr drivng and spend $10.00 in gas. They get that deer in the headlight look.

 
One of the guys that used to work with me did your example #1. I remember him trying to get me to sign up for it and he said, yeah man you make mad money and hell they even give you 1 to try for yourself and I lost like 10 pounds since I have drank it. So I asked how long you been drinking it. He said about 2 days, lol!
probably shat himself half to death //content.invisioncic.com/y282845/emoticons/biggrin.gif.d71a5d36fcbab170f2364c9f2e3946cb.gif :D

 
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jmanpc

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