Are you leasing this car? Even then I would still consider just buying outright unless the percentage rate was really low. Then yuo wouldnt have to worry about reselling them. or if you can change rims every few months I guess that would be kind of nice. haha
But if you are dead set on getting them, try to use this as a credit building thing, at least make it useful somehow.
darkhunter139
10+ year member
CarAudio.com Veteran
Wow wtf I dont get how people can think like this.
4runnercrazy
10+ year member
Mattchu
you should only finance a house and a car, if it is something that is worth 1500 and you dont have money upfront it is obvious that you should not buy them
seriously, your a dumbfvck
seriously, your a dumbfvck
= idiot. Why pay for something now if you can put off the payment for 30 days (and pay it in full then) ALONG with getting "rewards" (cash back, etc) AND building credit? And if you get screwed over, the cc company is the middle man and can help you out.
honestly, if you want to finance some rims, just go to your bank and get a personal loan. the loan should have a lower interest rate. since it's a personal loan you spend it on what you want. it is a much safer way to finance some rims.
personally though i'd rather wait till you have the money to pay in full or at least cover half the total cost. for me, i paid mine in full. i just dread the day i need to get new tires. thankfully that won't be for another few years.
personally though i'd rather wait till you have the money to pay in full or at least cover half the total cost. for me, i paid mine in full. i just dread the day i need to get new tires. thankfully that won't be for another few years.
Buck
5,000+ posts
little alien on campus
i would just save up the money over time. even tho you wouldnt have the rims, you would wind up paying a lot less than a payment plan
Best advice^^^^ Just save it up, can even earn some interest on it while your saving and then be real baller when ya go in there and drop cash for your bling.
--Or--
If your really dead set on doing this and seem to have th money to make "large payments" and such then why don't you just get em on your credit card and pay it off over the course of 2 or 3 months. Heck you could even find a deal on a card with an introductory rate of 0% for a year or something and make sure to pay it down before the year is up. I most certainly wouldn't pick up another card if you have more than 2 or 3 cards already though and have any substantial balance on any of your current cards.
Ya gotta make priorities on upgrading your ride and make sure to budget it right, would **** to get in too far over your head just for some rims and end up having to sell the car to pay off your debts if something were to happen.
save for them. you'll appreciate the expensive things you buy more this way. if you start charging things, it will come too easy for you, then you will start compounding it buy getting more stuff before the first stuff is paid for and then BAM!! you're like 80% of the country in debt. i won't finance anything under $3k personally. it's just easier to save for it. I use my cards for petty stuff like under $500 to give them activity and keep them in control by paying in full monthly.
not payin 19% is kind like getting 19% off so I would save and buy the rims you want for 19% off.
just have your parents loan you the money and make payments to them. that's what i did when i bought my car. but honestly i would just wait and save up. what is a couple more months with out rims going to hurt. i needed the car so that's the only reason i asked my dad for money.
jdawg
5,000+ posts
CarAudio.com Veteran
hood rich
I would love to see your parents reaction when you ask them to finance some rims for you and they realize they have failed at parenting.
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