Everybody gets healthcare...yay and shit

[RAM_Designs 5,000+ posts]

I'm on mommy and daddy's health care for about 10 more months. I think I've gone to the doctor maybe 2-3 times in the last 10 years for something besides a physical. Now were those visits worth the 10's of thousands of dollars that my parent's paid? Hell no. I don't plan on buying any health insurance either...it's a gyp, and you'd be better off never paying for it and just going out of pocket when the time comes. I don't know why more people don't take this route.

The only way I'd even consider getting health care is if it were $50 or less per month for full health/dental/vision coverage...otherwise it's a waste for us healthy people.

 

[The Silverman 10+ year member]

I'm on mommy and daddy's health care for about 10 more months. I think I've gone to the doctor maybe 2-3 times in the last 10 years for something besides a physical. Now were those visits worth the 10's of thousands of dollars that my parent's paid? Hell no. I don't plan on buying any health insurance either...it's a gyp, and you'd be better off never paying for it and just going out of pocket when the time comes. I don't know why more people don't take this route.
The only way I'd even consider getting health care is if it were $50 or less per month for full health/dental/vision coverage...otherwise it's a waste for us healthy people.

that's what insurance banks on...pay and pay and pay and by the time you actually need it you paid for it 5x over.

 

[Boomintempo 10+ year member]

that's what insurance banks on...pay and pay and pay and by the time you actually need it you paid for it 5x over.

I think I've thought of a solution for this...every 5-6 months people could accidentally fall on a knife...or accidentally shoot themselves in the foot or something. Problem solved! //content.invisioncic.com/y282845/emoticons/frown.gif.a3531fa0534503350665a1e957861287.gif

 

[RAM_Designs 5,000+ posts]

I think I've thought of a solution for this...every 5-6 months people could accidentally fall on a knife...or accidentally shoot themselves in the foot or something. Problem solved! //content.invisioncic.com/y282845/emoticons/frown.gif.a3531fa0534503350665a1e957861287.gif

Yes! Better yet, intentional car accidents...multiple insurance claims from one event.

 

[audioholic 5,000+ posts]

I'm on mommy and daddy's health care for about 10 more months. I think I've gone to the doctor maybe 2-3 times in the last 10 years for something besides a physical. Now were those visits worth the 10's of thousands of dollars that my parent's paid? Hell no. I don't plan on buying any health insurance either...it's a gyp, and you'd be better off never paying for it and just going out of pocket when the time comes. I don't know why more people don't take this route.
The only way I'd even consider getting health care is if it were $50 or less per month for full health/dental/vision coverage...otherwise it's a waste for us healthy people.

More people dont take this route because most people seem to lack the self control to bank up money regularly for a rainy day. If you attempt your plan, you will need to build up a substantial reserve of money for that 'just in case' time. And, if you are like most people, about the time that savings gets large enough to buy a new car, or even a plasma tv.... well, poof. Its the same reason people make car payments instead of driving a clunker until they save enough to purchase a new car out-right... our society has groomed us to live a life of debt, and live or die based on our credit rating. Its the same old chicken or the egg problem... you cant borrow money without good credit, but you cant get good credit without borrowing money. An 18-24 year old with little or no credit is groomed to dive into the credit card lifestyle, and are excused for having virtually no credit. But later in life, an older adult with no credit is assumed to have something wrong with them, rejected for simple loans, assumed to be a crook or not worth trusting. These days, its hard to even get a good deal on a cell phone setup without a credit rating. The media constantly complains that Americans are, on average, so deeply in debt... yet its the American society that grooms us to live that way. Live for the here and now, instead of saving and buying when you can afford it.

 

[snoopdan 5,000+ posts]

I don't have a credit card. I probably have little or no rating because I don't buy new cars. I also have zero debt even after 3 major surgeries and years of physical therapy.. why? because I dont do the debt thing. I pay for what I own outright.

I might be a loser though for that, right?

 

[audioholic 5,000+ posts]

I might be a loser though for that, right?

I was gonna... but then I thought, naw too easy.

//content.invisioncic.com/y282845/emoticons/tongue.gif.6130eb82179565f6db8d26d6001dcd24.gif

 

[snoopdan 5,000+ posts]

I was gonna... but then I thought, naw too easy.
//content.invisioncic.com/y282845/emoticons/tongue.gif.6130eb82179565f6db8d26d6001dcd24.gif

meanie! //content.invisioncic.com/y282845/emoticons/crying.gif.ec0ebefe590df0251476573bc49e46d8.gif

 

[audioholic 5,000+ posts]

meanie! //content.invisioncic.com/y282845/emoticons/crying.gif.ec0ebefe590df0251476573bc49e46d8.gif

You were begging for it, you no-credit freak.

 

[IgnoreMe 5,000+ posts]

I'm on mommy and daddy's health care for about 10 more months. I think I've gone to the doctor maybe 2-3 times in the last 10 years for something besides a physical. Now were those visits worth the 10's of thousands of dollars that my parent's paid? Hell no. I don't plan on buying any health insurance either...it's a gyp, and you'd be better off never paying for it and just going out of pocket when the time comes. I don't know why more people don't take this route.
The only way I'd even consider getting health care is if it were $50 or less per month for full health/dental/vision coverage...otherwise it's a waste for us healthy people.

i guess that really depends. my mom spent 3 days in the hospital, without insurance. shit came out to like 23k. it would of been much cheaper to just pay the monthly premium....

i dont know what her premium is now but lets assume $250 (mine is $105, so i pretty much just doubled it and then some). it would take her almost 8 years to rack up 23k in savings. what happens when the problem comes at year 2? and what happens when the same problem reoccurs 1 year later? healthy or not, shit does happen.

it might not be worth it for some, but for others having peace of mind that if shit hits the fan youll be ok is pretty good.

 

[snoopdan 5,000+ posts]

You were begging for it, you no-credit freak.

//content.invisioncic.com/y282845/emoticons/crap.gif.7f4dd41e3e9b23fbd170a1ee6f65cecc.gif

 

[audioholic 5,000+ posts]

//content.invisioncic.com/y282845/emoticons/crap.gif.7f4dd41e3e9b23fbd170a1ee6f65cecc.gif

Now I just feel bad. I wonder if public health care will cover your broken heart. //content.invisioncic.com/y282845/emoticons/tongue.gif.6130eb82179565f6db8d26d6001dcd24.gif

 

[NhustlaR 10+ year member]

i guess that really depends. my mom spent 3 days in the hospital, without insurance. shit came out to like 23k. it would of been much cheaper to just pay the monthly premium....
i dont know what her premium is now but lets assume $250 (mine is $105, so i pretty much just doubled it and then some). it would take her almost 8 years to rack up 23k in savings. what happens when the problem comes at year 2? and what happens when the same problem reoccurs 1 year later? healthy or not, shit does happen.

it might not be worth it for some, but for others having peace of mind that if shit hits the fan youll be ok is pretty good.

x2. Most jobs offer some sort of health insurance also, and you can upgrade your plans as well. (mine, for example is really shitty, (100/mo) but you can upgrade to a much better plan for another 100.

 

[dr_peeb 10+ year member]

A government-run system that controls the entire health care system is not needed.

The government simply needs to open some competing hospitals to compete with the existing private hospitals. This will automatically control pricing, without going directly into Socialism.

Make the cost cheap, and make sure the quality of the care provided is at least a little bit inferior to that of existing hospitals. This way there'll be healthy competition, but not enough to run existing hospitals & doctors out of business, since there will always be people with enough money to pay more for the better stuff.

This is the government's usual way of competing with private companies: They compete but at a lesser level. This way people who can afford to pay for expensive, top notch health care can continue to do so. And, people who can't afford expensive care still at least have the option of going to the less desirable government hospitals.

It gives people an incentive to save and be smart with their money, too, so they can afford to go to the nice hospital if they want, once they have the cash.

This can also stop the unfortunate policy of forcing hospitals to care for people with no money/ insurance.

Yes, this will still be very expensive. But, it solves a lot of problems and at least it won't be complete Socialism.

 

[Papermaker85 5,000+ posts]

the last thing we need is the goverment competing with the pravite market..

the health care plan is going to hurt us, its too late we are to far in dept..

if we had a society that wasn't so stupid and lazy the healthcare would be awesome..

bad part is you got lazy ****s thatdon't work and they get the same treatment for free.. good thing is people who are more prone to getting sick and people who are unfortunate enough to need serious medical attention cannot be denied..

also if implemented correctly it can cause price cellings on alot of medical supplies as well as lower insurance premiums..

what this also means that insurence companies have to offer certian packages so the common folk can afford it..

its going to affect everyone. real problem we have is obama has the oil field slower than shit which if it doesn't pick up where going to have another depression..