Crunk Times, My friend.....Crunk Times

[DBfan187 5,000+ posts]

I locked it. Made the server slow.

 

[Chevillac 5,000+ posts]

when my vette pass by, errbody lookin

 

[IamDeMan 5,000+ posts]

when my vette pass by, errbody lookin

troo dat

 

[Ur mom wuz good 10+ year member]

Fosho wit they rimz and they beatzzz

 

[Flipx99 5,000+ posts]

I have officially joined the "upside down in my house" club. Despite my best efforts.

 

[Flipx99 5,000+ posts]

To add insult to injury, that tax credit I have been looking forward to has been halved. It turns out that $7,500 is for couples, not single filers. My limit is $3,750.

 

[WhoSayWho? 5,000+ posts]

I have officially joined the "upside down in my house" club. Despite my best efforts.

That sucks -- if I understand that you were planning on refinancing. If not, it's temporary.

 

[IamDeMan 5,000+ posts]

Fosho wit they rimz and they beatzzz

Keep your dumbass out of here.

I have officially joined the "upside down in my house" club. Despite my best efforts.

You would have been the last I would have expected.

 

[Flipx99 5,000+ posts]

That sucks -- if I understand that you were planning on refinancing. If not, it's temporary.

I was considering it because I expect inflation to be high when I planned on it. I didn't expect the economic condition to turn as it did. High inflation = high interest rates to curb inflation.

You would have been the last I would have expected.

It isn't my fault. Several homes in the area have been foreclosed. While that isn't my fault, it hurts me. I was reading an article on this issue a while back and thought the guy was exaggerating. But no. I paid $118 for the house, owe $111.6 and house is worth $110. That is according to one place that updates their metrics monthly. Those with longer lags have it higher...one place has it at $120.

 

[WhoSayWho? 5,000+ posts]

Fosho wit they rimz and they beatzzz

Ip check, then ban please.

 

[Chevillac 5,000+ posts]

I want some tax credit.

 

[WhoSayWho? 5,000+ posts]

I was considering it because I expect inflation to be high when I planned on it. I didn't expect the economic condition to turn as it did. High inflation = high interest rates to curb inflation.


It isn't my fault. Several homes in the area have been foreclosed. While that isn't my fault, it hurts me. I was reading an article on this issue a while back and thought the guy was exaggerating. But no. I paid $118 for the house, owe $111.6 and house is worth $110. That is according to one place that updates their metrics monthly. Those with longer lags have it higher...one place has it at $120.

ah well, shit. I thought you had an appraisal done.

 

[Flipx99 5,000+ posts]

I want some tax credit.

I thought by being black you are automatically entitled to EIC.

 

[Flipx99 5,000+ posts]

ah well, shit. I thought you had an appraisal done.

No. But I am still treading water on when to make this move. I think I am going to have to sit down with a bank and discuss it with them to see my options/costs really are.

What does look good is if the house can appraise for $120, I knock $4k off the loan and then I can get into this 10year balloon...which is exactly where I want to be. Low closing costs ($2k) and APR at ~5.3%. This would be an essentially a fixed rate loan as in 10 years I will either have it paid off or move.

 

[Chevillac 5,000+ posts]

at least you still have your house flip. You arent in danger of being foreclosed on, so thats a plus.