Randy Savage
5,000+ posts
CarAudio.com Veteran
I went to the bank the other day, and they offered me a Chase CC with 0% APR for 6 months.
I currently have 2 CC's, with a total of around ~$1,200 in debt between the two.
I had problems in the past paying them, due to being in a car accident a couple years ago, and not getting any income for several months.
I've since been paying them regularly, usually pay around $75 on one and $50 on the other (both have minimums right around $20),
I'm contemplating just getting the Chase CC, paying off both cards and closing them out, and taking advantage of the 0% APR. APR goes up to around 15% if I remember what she told me correctly. My current APR's are 15.xx% on one and ~25.xx% on the other.
Input?
I currently have 2 CC's, with a total of around ~$1,200 in debt between the two.
I had problems in the past paying them, due to being in a car accident a couple years ago, and not getting any income for several months.
I've since been paying them regularly, usually pay around $75 on one and $50 on the other (both have minimums right around $20),
I'm contemplating just getting the Chase CC, paying off both cards and closing them out, and taking advantage of the 0% APR. APR goes up to around 15% if I remember what she told me correctly. My current APR's are 15.xx% on one and ~25.xx% on the other.
Input?
