Crunk Times, My friend.....Crunk Times

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I went to the bank the other day, and they offered me a Chase CC with 0% APR for 6 months.

I currently have 2 CC's, with a total of around ~$1,200 in debt between the two.

I had problems in the past paying them, due to being in a car accident a couple years ago, and not getting any income for several months.

I've since been paying them regularly, usually pay around $75 on one and $50 on the other (both have minimums right around $20),

I'm contemplating just getting the Chase CC, paying off both cards and closing them out, and taking advantage of the 0% APR. APR goes up to around 15% if I remember what she told me correctly. My current APR's are 15.xx% on one and ~25.xx% on the other.

Input?

 
I miss playing guitar and bass alot //content.invisioncic.com/y282845/emoticons/frown.gif.a3531fa0534503350665a1e957861287.gif
I play guitar every now and then but it's rare. My skills have greatly decreased compared to when I cared. I miss playing drums the most, I really think that I was a natural drum player and with a little teaching I could be one of the greats //content.invisioncic.com/y282845/emoticons/tongue.gif.6130eb82179565f6db8d26d6001dcd24.gif:p://content.invisioncic.com/y282845/emoticons/tongue.gif.6130eb82179565f6db8d26d6001dcd24.gif

Corsica is still alive?!?
//content.invisioncic.com/y282845/emoticons/confused.gif.e820e0216602db4765798ac39d28caa9.gif

 
I play guitar every now and then but it's rare. My skills have greatly decreased compared to when I cared. I miss playing drums the most, I really think that I was a natural drum player and with a little teaching I could be one of the greats //content.invisioncic.com/y282845/emoticons/tongue.gif.6130eb82179565f6db8d26d6001dcd24.gif:p://content.invisioncic.com/y282845/emoticons/tongue.gif.6130eb82179565f6db8d26d6001dcd24.gif




//content.invisioncic.com/y282845/emoticons/confused.gif.e820e0216602db4765798ac39d28caa9.gif
Yeah my skills have decreased alot as well. I used to play everyday for hours, and now I might play once a month if that. I actually sold my main guitar awhile back on ebay, so all I have right now is a stripped down sg copy that I was refinishing.

 
Yeah my skills have decreased alot as well. I used to play everyday for hours, and now I might play once a month if that. I actually sold my main guitar awhile back on ebay, so all I have right now is a stripped down sg copy that I was refinishing.
I play maybe once or twice a month as well. It's so sad to remember or watch how good you used to be compared to how you are now.

 
Hancock was a pretty good movie. 2k wouldn't like it though because people can't really fly...//content.invisioncic.com/y282845/emoticons/rolleyes.gif.c1fef805e9d1464d377451cd5bc18bfb.gif

 
Exactly, what cracks me up is that in the middle of one of those threads being "active" you can actually pop in and out of here and rarely does anyone notice, and when they do they don't seem to put 2 and 2 together.
noone ever notices. People are so dumb. Whenver someone is posting all reckless I always check their past posts. I wish I could do that in real life. Have a mini stenographer.

So I get this PM out of the blue?!?!?!
weird.

I went to the bank the other day, and they offered me a Chase CC with 0% APR for 6 months.
I currently have 2 CC's, with a total of around ~$1,200 in debt between the two.

I had problems in the past paying them, due to being in a car accident a couple years ago, and not getting any income for several months.

I've since been paying them regularly, usually pay around $75 on one and $50 on the other (both have minimums right around $20),

I'm contemplating just getting the Chase CC, paying off both cards and closing them out, and taking advantage of the 0% APR. APR goes up to around 15% if I remember what she told me correctly. My current APR's are 15.xx% on one and ~25.xx% on the other.

Input?
My Personal input is, as long as those other two cards have no membership fees, dont close them. If you have the self control not to use them, keep them open and thats it. maybe buy gas a few times on them and pay it right off.

Im going back down from 12 to 4. I decided it was pretty ridiculous to have all those cards for no reason and it wasnt helping so im closing them all. Im just going to keep one of each. Discover, AMEX, Visa and Mastercard, then I have my debit card, which is pretty much all I use.

Oh and on the 25% one, do you have enough to balance transfer to the other one? id definitely get rid of that unless you can sacrifice and pay it all off in like 1.5 months. If you dont, and you get approved to balance transfer to the new CITI card, I would, but not use the CITI card til the balance transfer was paid off.

Hancock was a pretty good movie. 2k wouldn't like it though because people can't really fly...//content.invisioncic.com/y282845/emoticons/rolleyes.gif.c1fef805e9d1464d377451cd5bc18bfb.gif
//content.invisioncic.com/y282845/emoticons/laugh.gif.48439b2acf2cfca21620f01e7f77d1e4.gif

Ill probly see it next week. hopefully.

 
Ah, she's cool. She just likes petting more than I would like to....but nothing too bad.
This kitty litter changing thing gets me. My gf says I change it too often, but even after cleaning it out daily, it still smells bad. So I change the litter out completely about once a week. I wish I could get her to use the toilet.
haha... teach it to use the toilet just like that cat in "meet the parents"

that would be priceless

 
I am a dog person...

My dog requires nothing except that I put food and water out. And she loves me:blush:

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bdawson72

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