Crunk Times, My friend.....Crunk Times

[Chevillac 5,000+ posts]

live on ramen and ground beef.

 

[bdawson72 5,000+ posts]

thats a weird combo

 

[tappin_azz 10+ year member]

You almost got in a fight?? AhahhhahhhahhhahhahllalwwlallwlwlalwlalalwlwlwlwleereLlllawlwlzlalwelllalwllwlwlrolfl

yeah, i had some help though.

here's the story.

my wife had planned a birthday thing up at the oyster bar where we sing karoke on tuesdays. we had about 15 people in out group. we get there around 7 and get a couple of tables. there is one table with 3 people at it in the back of the bar. now, this bar is small, mind you, so there is only about 7 tables in the whole place. the decision is made to move out 2 tables together, and this seems to upset the woman in the back of the bar. (they were friends with the drummer and drove down from jackson to see the band) they begin moving their table around to give themselves more room, and i being a gentleman help the guy that was with them. i jokingly say " sorry for butting ya'll out of our way", to which the dude wife says, "you should be sorry, this is disgusting". rude-*** lady, in my bar talking smack to me?? i reply "you havent seen disgusting yet, just give me a little while". i get back to the table and tell my group that it is my mission for the night to piss this woman off as much as i can. dave shows up about that time, and he's all for the plan. throughout the night the lady is yelling at our group to sit down, and get out of the way and crap like this. were up getting beer and dancing....its a bar for God's sake. so, me and dave are standing right on front of them, getting people beer, and she says "will you sit down? youre in my way!!" i look around and the only seat i see is the 4th chair at their table. so i sit with them. she says "you cat sit there, thats our seat". i stand up again. she asks me to sit again, and i tell her i will in a minute. she get up and yells at me and dave to get out of her way, and i say "****, i didnt know i was at the bar with my mom!" she got mad and started trying to grab my arm while im going to get our beer. i just walk off and ignore her as usual. after i get the beer and sit down, her hubby is giving me the death-stare. i wink at him and smile. he did not like that. the rest of the night he is just staring at me. so then dave bets me $20 that i wont ask mean b1tch to dance. i immediately do, she makes some horrible face and says no. then hubby stands up and says i need to apologize for insulting his wife. i laugh in his face, and tell him, "thats how this all got started". then dave starts dancing right beside their table, trying to "accidentally" bump into him. all the guy ever did was give me the go-to-hell look. they finally leave, and i told the owner of the bar the story. he laughed and said he had my back.

im probably leaving out some important details due to my drunken state. best i can do.

 

[tappin_azz 10+ year member]

it was much better if you got to observe it. its hard to put into words just how rude this old woman was. im usually pretty layed-back, but she got under my skin.

 

[mokedaddy 5,000+ posts]

You can borrow anything with an 800+ credit score. //content.invisioncic.com/y282845/emoticons/smile.gif.1ebc41e1811405b213edfc4622c41e27.gif

Why would you want to do bi-weekly payments?

 

[Chevillac 5,000+ posts]

I am curious how these people are borrowing with no down payment now. I assume these things still go on....perhaps an 80/20 may work, but the loan company will not allow bi-weekly payments with conventional loans.

Buying a house is worse than trying to buy a vehicle.

it definitely is.

It is probably better that I was not there. Trust me.


Indeed it is. I was educated this weekend on something called a quick sale. Apparently that is the bottom of the barrel when it comes to negotiations.

a quick sale or a quick deed? Theyre somewhat alike from my understanding.

You can borrow anything with an 800+ credit score. //content.invisioncic.com/y282845/emoticons/smile.gif.1ebc41e1811405b213edfc4622c41e27.gif
Why would you want to do bi-weekly payments?

pay that shit off faster. unless he meant split what would be a one time a month payment in half.

 

[mokedaddy 5,000+ posts]

You would be better off buying a foreclosure at a sheriffs sale than trying to do a quick sale from a bank.

 

[mokedaddy 5,000+ posts]

pay that shit off faster. unless he meant split what would be a one time a month payment in half.

The interest is calculated monthly so it would not be of benefit. And it your loan is semi-low you are better off investing the money instead of paying off your mortgage early. Even if you do not have early pay-off penalties you can make more investing than your interest rate. Have your money work for you.

I understand the wanting to make two payments so you dont have to worry about saving the money for the month but it still shouldnt be too difficult with a little self discipline.

 

[Chevillac 5,000+ posts]

The interest is calculated monthly so it would not be of benefit. And it your loan is semi-low you are better off investing the money instead of paying off your mortgage early. Even if you do not have early pay-off penalties you can make more investing than your interest rate. Have your money work for you.

so paying towards the principle doesnt help? How so?

and it also depends on if he is keeping his house forever or when he moves is he going to sell it.

 

[mokedaddy 5,000+ posts]

so paying towards the principle doesnt help? How so?
and it also depends on if he is keeping his house forever or when he moves is he going to sell it.

It does help but why pay off early when you make money on the money you borrowed?

That is very true. IMO its rarely worth it to buy a house for less than 5 years unless you have lots of capital and are just trying to flip it and make a few bucks.

 

[Chevillac 5,000+ posts]

I have not heard of a quick deed yet.
Actually, now that I think about it, it might not be called a quick sale, rather rather 'short sale'.

short sale yeah, where you negotiate with the bank. That shit was going on down here a couple months ago. I dont know about now, I dont see it in the ads so much anymore.