Credit Scores

[Terranova 10+ year member]

Is there a legit website to get all 3 credit scores done. Last time i checked was a year ago and shits gone down hill since. I was at 764 before but im afraid to look now //content.invisioncic.com/y282845/emoticons/frown.gif.a3531fa0534503350665a1e957861287.gif

what websites or sources do you use?

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[Chevillac 5,000+ posts]

if you havent looked in a year go to annualcreditreport.com you can see your report not score for free(once a year).

If you want to do a trial, use freecreditreport.com, just remember to cancel before the 30 days is up, or its $14.95.

 

[gqjeff 10+ year member]

I have this feature with my CC company and get updates of anything posted on my credit. Costs like 9.99 a month.. its with creditkeeper.com

 

[farmerehsan 10+ year member]

IHA VE HEARD when u check ur credit or someoneelse does..it goes down like a point or so ..... is this true?

 

[99grandprixGT 5,000+ posts]

those damn commercials freecreditreports.commmmmmmmmmmmmmmmmmmm

 

[kurrupt 10+ year member]

IHA VE HEARD when u check ur credit or someoneelse does..it goes down like a point or so ..... is this true?

not sure exactly how it works but i do know its bad to have it checked to often. or to apply for to many loans

 

[farmerehsan 10+ year member]

correct but anyone know for sure?

 

[99grandprixGT 5,000+ posts]

correct but anyone know for sure?

i just tried it any my score is still zero so i dont no

 

[cman9012 10+ year member]

if you havent looked in a year go to annualcreditreport.com you can see your report not score for free(once a year).
If you want to do a trial, use freecreditreport.com, just remember to cancel before the 30 days is up, or its $14.95.

Actually if you don't cancel it after 9 days it charges you and the day you sign up no matter what time counts as a day. I just did it a few weeks ago.

 

[WillyG4444 10+ year member]

I used freecreditreport.com but forget to cancel it and then called up to cancel, but had to listen to this annoying ***** blabber on for at least 7 minutes before I could get the confirmation. Ugh save yourself the crap

 

[Terranova 10+ year member]

my Experian is 701

my Equifax is 707

my TransUnion is 711

w00t im still in the good rating!

I would like to think thats pretty good. I just turned 21 on the 24th of this month. I'm happy //content.invisioncic.com/y282845/emoticons/smile.gif.1ebc41e1811405b213edfc4622c41e27.gif

But it would be better if it was still 764 or higher //content.invisioncic.com/y282845/emoticons/frown.gif.a3531fa0534503350665a1e957861287.gif lol

 

[slim8605 10+ year member]

correct but anyone know for sure?

It DOES NOT go down if you check your credit score. It can drop or show up negatively if you are constantly having people run your credit.

 

[m3dia_lab 10+ year member]

id say your pretty good im 23 with a 600 //content.invisioncic.com/y282845/emoticons/frown.gif.a3531fa0534503350665a1e957861287.gif

 

[farmerehsan 10+ year member]

how much is too much?

 

[slim8605 10+ year member]

id say your pretty good im 23 with a 600 //content.invisioncic.com/y282845/emoticons/frown.gif.a3531fa0534503350665a1e957861287.gif

^^^ Credit fail

I'm not far off. Mid 600s. My girl is in the 720s so the only way I can get anything is with her.

The way I look at it is that I still have plenty of time to get it back up.