Credit Cards....

[fakename 10+ year member]

are their certain cc's available for 17 year olds. ill be 18 oct 5th woot

 

[AJ²06 5,000+ posts]

if i ever get mine paid off, i'm shredding them
credit cards are the mark of the beast, no joke //content.invisioncic.com/y282845/emoticons/uhoh.gif.c07307dd22ee7e63e22fc8e9c614d1fd.gif

x2

 

[bibby 5,000+ posts]

I chose to establish credit buy buying a car, not CC. then i got one. $1200 maxed out ftl //content.invisioncic.com/y282845/emoticons/frown.gif.a3531fa0534503350665a1e957861287.gif

 

[bibby 5,000+ posts]

OH, adn shredding ftw when its done.

 

[hzsogood 5,000+ posts]

x2

Why ?? As long as you dont over excede ur boundries and are responsible you will build major credit by charging and paying off in full every month.. A few ppl in here seem a lil old fashioned

 

[2loud4u 10+ year member]

15k limit no monthly intrest rate it is yearly and long as there is no balence at the end of the year no intrest.

Only use it when I really need to.

Example. out of town and car breaks down ect...

 

[hzsogood 5,000+ posts]

15k limit no monthly intrest rate it is yearly and long as there is no balence at the end of the year no intrest.
Only use it when I really need to.

Example. out of town and car breaks down ect...

Why would you use a 15K CC for emergencies??? Wouldnt you want to use that under more extreme conditions?? I have a capital one card thats perfect for the little things but 15k ?? ****nn And especially at 0% .. Id use that shit as a new car loan //content.invisioncic.com/y282845/emoticons/smile.gif.1ebc41e1811405b213edfc4622c41e27.gif

 

[Blados 10+ year member]

6 credit cards. Interest rates vary from 0% to 30%. I don't use the high interest rate cards unless I have to.

 

[4runnercrazy 10+ year member]

are their certain cc's available for 17 year olds. ill be 18 oct 5th woot

not on you own account. i have 1 on my parents account (im 17).... just wait trill ur 18, buy minimal w/ the CC to build up your credit

 

[hzsogood 5,000+ posts]

I built up my credit big time on a capital one card with a $300 limit .. but what i did was charge 1/2 of the max ( 150/mth) per month and pay it off in full.. My credit score rockited.. from 620 to 668 in 14 months... Plus on top of that the creditors see a perfect year of payments .. Between my car and my CC .. So they knowi can throw out 5-600 a month just for bills and be safe

 

[2loud4u 10+ year member]

Why would you use a 15K CC for emergencies??? Wouldnt you want to use that under more extreme conditions?? I have a capital one card thats perfect for the little things but 15k ?? ****nn And especially at 0% .. Id use that shit as a new car loan //content.invisioncic.com/y282845/emoticons/smile.gif.1ebc41e1811405b213edfc4622c41e27.gif

I have had the card now for about 10 years give or take and have delt with that bank for about 18 years. so when I applied for the card my limit was around 5k I belive but over the years they keep uping the limit.

And I dont need to use it. One rule I live by is If I can not afford it I dont buy it.

 

[Chevillac 5,000+ posts]

i ave a lot of them //content.invisioncic.com/y282845/emoticons/crap.gif.7f4dd41e3e9b23fbd170a1ee6f65cecc.gif

 

[6spdcoupe 5,000+ posts]

Mine all vary...5.9% - 19.99%.. Limits are also variable, but in total about 60K available for personal and a bit more for business. Business ones get paid off quite quickly though.

 

[squeak9798 5,000+ posts]

are their certain cc's available for 17 year olds. ill be 18 oct 5th woot

You can not be a minor and use or own a credit card.

 

[6spdcoupe 5,000+ posts]

i ave a lot of them //content.invisioncic.com/y282845/emoticons/crap.gif.7f4dd41e3e9b23fbd170a1ee6f65cecc.gif

wanna send me some numbers? //content.invisioncic.com/y282845/emoticons/up2something.gif.dd110ecf3ae4b76050d87598f2f8de7c.gif