heres a situation for ya
I was treadding real thin awhile back with my BB and T account. I had about 50 bucks in the account, and a lot of the times i swipe my card for small shit at the store. this stime i was away from home and i had a little bit in the account, so i used the card about 9-10 times, and when i got home my balance was right near 0. im like ok, so i go to back xfer monies into this account. next day my transfer was refused, and i was in the negative over 400 dollars. apparently somehow Sports illustrated, ESPN and ticketmaster (Entertainment rewards) decided to charge me just over 50 dollars, racking up an over the limit charge, on my account. all those 2-3 dollar debits that i had made had also, been hit with a 35 dollar fee. I had 12 all together.
needless to say i cancelled my direct deposit, because i wouldnt afford to throw away 400+ on some BS.
I called the bank and i told them about the unauthorized charges. They fixed it for me, and all has been well since.