Insurance? Shoot! My 2 12" Audiobahn FlameQ AW1206T subs, Kicker KX850.2 amp, Stinger SPV44 battery, and Alpine CDA-9827 HU got stolen on Oct. 31 out in the front parking lot of my dorm. My car along with 8 others got broken into and no one noticed it. AS FOR INSURANCE!!! I have Allstate and the only thing they covered was the HU and said we had to have this Z insurance or somethin' to cover the rest. So, now I have no stereo, and no money to replace it because i only work over the summer since I am at college. On top of that, we have to pay a $500 deductible so now we only have like $500 from insurance to get the HU and get my door and dash fixed from where they broke in. Insurance my @$$!!!