what the fucck?

[regal8r 5,000+ posts]

ok, i transfer 52 dollars from paypal into my checking account and it says it cleared the transfer on 5/23/07. 6 days later i make a purchase for 5.xx. on 6/04/07 i make 2 purchases for 10.xx and 5.xx. i go to check my balance on line and tehres this:

06/07/07 NSF RETURN ITEM FEE $34.00

06/07/07 NSF RETURN ITEM FEE $34.00

06/07/07 NSF RETURN ITEM FEE $34.00

and

06/08/07 OVERDRAFT FEE $34.00

06/08/07 OVERDRAFT FEE $34.00

06/08/07 OVERDRAFT FEE $34.00

which makes me -187 in my checking. what the fuck gives?! id call my bank, but they closed at 5 and the number on the back of my debit card doesnt do **** for me. god wells fargo blows! can anyone help me figure this out so i dont have to wait until monday to get this **** straightened out? //content.invisioncic.com/y282845/emoticons/verymad.gif.3f39c5c2fd57527b671fad3efdfac756.gif

Click to read more...

 

[Bloodstalker999 10+ year member]

try to log on to their web site and see if you can get more details

 

[crunktimes.com 5,000+ posts]

can anyone help me figure this out so i dont have to wait until monday to get this **** straightened out? //content.invisioncic.com/y282845/emoticons/verymad.gif.3f39c5c2fd57527b671fad3efdfac756.gif

Probably not, that is what ***** about bank debit/paypal cards its not like a CC where you can call 24/7 and get help.

 

[regal8r 5,000+ posts]

those are all the details i can view...

 

[Bloodstalker999 10+ year member]

My bank doesn't post stuff on the weekends either so you might just have to wait until Monday during business hours.

 

[22mountaineer 10+ year member]

Good luck with the bank, I put 400 in the bank about 2 weeks ago, I bought me quite a bit of stuff and a couple friends quite a bit of stuff, about a week later I put 200 more in and bought me some stuff..

I ended up with 20 transactions, my mom transfered money from my account to hers about a month ago and it went through right after I put in the 400.. The overdrafts started piling up. After all that, her name is on my account. She accidently gave my brother my debit card and had him use it thinking it was hers..

I am not -400 in my account for the bank taking a month to do the transfer. You should have looked though, its not anyones fault and they wont do a thing.. We live and learn

 

[regal8r 5,000+ posts]

 

[cpierce 5,000+ posts]

I //content.invisioncic.com/y282845/emoticons/verymad.gif.3f39c5c2fd57527b671fad3efdfac756.gif overdraft fees! So like Randy Moss I just keep it...straight cash homie, straight cash!

 

[dbubble 10+ year member]

I work @ a bank as a member service specialist I normally dont have a problem refunding fees if the member doesnt act like a d!ck and think they are entitled to the fees but if you explain what happened and except responsibility Im sure they may help you out with a few. I doubt all. I know our fees are 25 a peice and were only allow to do 2 without mgmt approval

 

[regal8r 5,000+ posts]

which bank?

 

[dbubble 10+ year member]

its actually a local credit union

 

[DjiNN 10+ year member]

Yea my bank just did that to me too .. ****ing banks and their scams ..

 

[lilmaniac2 5,000+ posts]

you could just keep enough money in your account to cover your expenses //content.invisioncic.com/y282845/emoticons/smile.gif.1ebc41e1811405b213edfc4622c41e27.gif

 

[jmanpc 5,000+ posts]

yeah my checking account got down to like $3, and they magically charged me a $5 monthly maintenence fee.... which i haven't ever had. so that put me in the hole $2, and they fined me $20. the same thing happened on my savings account a couple weeks later. i had to take money out to pay a bill, and they magically hit me with a random fee and then made me go into the negatives, then took more money.

 

[tapout 5,000+ posts]

that $5 trip to Taco Bell turned out to be alot more expensive than you thought.

 

[lrgnation 10+ year member]

My overdrafts are like $2.

 

[southstylestang 10+ year member]

that *****. ive got the same thing going on right now. my grandma wrote me a bad check for $200 so i got fined for that after i took the money out of my account the sent the check back. then on that day my somehow got my bank account number and decided it would be best for verizon to be able to take the money out of my account to pay my bill but i didnt have the money and verizion tried to take it out for each one of my stepbrothers phone, my moms phone and my stepdads phone plus mine. so ive payed over $300 in overdraft fees and still owe $130. //content.invisioncic.com/y282845/emoticons/frown.gif.a3531fa0534503350665a1e957861287.gif

 

[regal8r 5,000+ posts]

you could just keep enough money in your account to cover your expenses //content.invisioncic.com/y282845/emoticons/smile.gif.1ebc41e1811405b213edfc4622c41e27.gif

thats why i transferred the 52 dollars so that i COULD cover them //content.invisioncic.com/y282845/emoticons/fyi.gif.9f1f679348da7204ce960cfc74bca8e0.gif

 

[ruger 10+ year member]

I work @ a bank as a member service specialist I normally dont have a problem refunding fees if the member doesnt act like a d!ck and think they are entitled to the fees but if you explain what happened and except responsibility Im sure they may help you out with a few. I doubt all. I know our fees are 25 a peice and were only allow to do 2 without mgmt approval

x2

used to work at a bank, cs center. and depending on the callers attitude

i would give a refund or tell them it was a valid charge if they were a-holes.

fargo is open a few hours tommorow, check the website at locations in your area.

the fee's could have been charged to your account before they actually posted. so if you were negitive before you made the deposit, the charges would not have shown untill later. like when you buy somthing then it goes on your account a few days later. also people dont add those charges to your account, they are added by the banks computer and most likely valid overlimit fee's.

 

[OOBE 10+ year member]

I have USAA as my bank and the sons of good mothers rape me with overdraft fees. They have a weird way of posting the transactions. It was $25, and now it's $29 for overdraft. The other day, I overdrafted by $2, and they still charged $29. I hate that. I always have money in my accounts, but I keep switching back and forth, and somehow, things get screwed.