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i have terrible credit (read bankruptcy on almost 40K in CC after not paying for years) and i started using a local credit union.. built a good relationship with them and in less than 2 years they let me get a new car... interest rate is sort of high, 11%, but that isnt really bad for someone with my credit history. The also said pay for a while and then they would refinance it for me at a lower rate.
well i've had the same bank for about 2.5 yrs, and another bank that i've always gotten loans from. trying to get my bank acct more stable. once that happens i'll probably talk to them about a car loan. but my prob is my current bank acct has a bad habit of going into the overdraft at least 2x a month. but now that the woman is working that should stop happening in the next week or so. we'll see tho

 
was it you or the woman with the overdrafts? My wife does it to me all the time pisses me off. Im always fighting with her telling her if the money isnt in the account dont write a check because you dont know that they money is showing on x date for sure, something can always go wrong.

 
Haven'tZzz talked to my womanzZZz since yesterday afternoonZzzzz, she don't answer her phonezorz....//content.invisioncic.com/y282845/emoticons/frown.gif.a3531fa0534503350665a1e957861287.gif

 
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RangerMan

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