Also, getting a virus isn't piracy "catching up with you" it's just part of the game. I pirate stuff all the time and yeah about every 6 months or so I end up having to do a reformat/restore. But that's why I have multiple computers and external HDD's. If your going to do risky things, you have to be prepared to lose.
Although, I will say now that I'm using a completely private tracker for almost everything things have been a lot smoother...