so i'm taking a leap towards a worse off future...

[CRXBMPN 5,000+ posts]

yeah I decided to be very stupid and voila I bounced not one, not two, not three, but FOUR friggin debit transactions. Talk about going in the wrong direction. Now I have to shell out 1/3 of my darn paycheck to pay back the bank because they think its the right thing to do, to make me pay more than I already apparently cant afford...

ugh. sometimes we just have minor oversights and when the sh!t starts to pile up, it dont stop...

I feel like selling everything I own lol. //content.invisioncic.com/y282845/emoticons/frown.gif.a3531fa0534503350665a1e957861287.gif

fyi the overdraft charges are going to be 3x what I actually paid out in money to the institutions that I gave money to //content.invisioncic.com/y282845/emoticons/frown.gif.a3531fa0534503350665a1e957861287.gif //content.invisioncic.com/y282845/emoticons/frown.gif.a3531fa0534503350665a1e957861287.gif

/me plz

Click to read more...

 

[BoomBoomBoy 10+ year member]

I'm glad my Debit card won't let me bounce anything.

 

[AcidicDreams 10+ year member]

The fees will teach you to not overdraft..... that aside alot of banks will reduce those charges if you go into a branch grovel for forgivness.

 

[swaptrex 10+ year member]

nice title.

 

[CRXBMPN 5,000+ posts]

The fees will teach you to not overdraft..... that aside alot of banks will reduce those charges if you go into a branch grovel for forgivness.

im sure big money Key Bank will LOL @ me if I go in there and say I didnt budget correctly and now I owe you like $120. The fees dont teach me not to overdraft, they j ust piss me off, because i'm pissed at myself. oh well. flame on.

 

[Pl8er 5,000+ posts]

Just get the overdraft protection. It is basically a credit card that gets used if your account goes negative.

 

[maldecido33 10+ year member]

ASB has overdraft protection where if you overdraft, they charge $3 and just automatically transfer the amount from your savings account to cover it.

It's been a lifesaver a couple times.

 

[AVSTANG02]

Did you call the bank and tell them if they make you pay all the fees you are closing your accounts?

 

[CRXBMPN 5,000+ posts]

i may go down tomorrow and say that, i have three accts with them, obviously not much in them lol...

 

[Hintzyboy 5,000+ posts]

Just get the overdraft protection. It is basically a credit card that gets used if your account goes negative.

//content.invisioncic.com/y282845/emoticons/word.gif.64b12e39f936af3b4fff38a1c0bd0244.gif saved me when my utility company double charged my account

 

[orangecounty1 10+ year member]

oh well. flame on.

you ****.

//content.invisioncic.com/y282845/emoticons/biggrin.gif.d71a5d36fcbab170f2364c9f2e3946cb.gif

really, you do

 

[CRXBMPN 5,000+ posts]

pretty much, i've ranted enough here at work, quietly. If they dont help me tomorrow when I go down I'll close all of my accts and just deal with cash for a while. I dont have any revolving bills that are paid with that acct, so if I get another acct/card/bank i'll just update everything.

 

[Beerdrnkr 5,000+ posts]

I hear ya man. I hate online banking in general cuz the **** transactions don't show right away and when you have 30 different things going through it gets confusing. Last year I thought I had $40 dollars left in checking and where I work you have to pay $3.00 each day for parking. So I went 4 days making sure I didn't spend any money and was only paying for parking through my debit card and the next **** day all my transactions went through and they got me on overdraft fees for each of those days. $12 in parking came out to over $150 in the end. Moral of the story is....BALANCE YOUR CHECK BOOK w/ every transaction manually.

 

[CRXBMPN 5,000+ posts]

yep, thats what it is... i dont use a checkbook either lol... i've NEVER had this problem except working down here in the city... i am nickle and diming myself to death, FYI its $1.25/hr to park unless you buy the parking pass for $105 a month //content.invisioncic.com/y282845/emoticons/frown.gif.a3531fa0534503350665a1e957861287.gif i make the most $ working at this job than I have anywhere else, and the job is as awesome as nice huge teets and a$$ on a hot latina chic //content.invisioncic.com/y282845/emoticons/smile.gif.1ebc41e1811405b213edfc4622c41e27.gif but the downside is 49 miles each way to work, $105/mo to park, etc etc...