IF you bank with chase be careful!!!

[vehementSPL 10+ year member]

Anyways I went to chase today to deposit some checks and my account is about 250 dollars low... I am like wtf thinking somebody stole my account info. So I talk to the bank managers and they go well you owed money from a previous bank that we bought out and they just took the money out of the account. I am like wtf!! I knew I owed that money but wasn't aware of them owning them and wasn't aware they could just up and do that with no notice. What if that was my rent money?? would they care if I was homeless.... no. I understand I owed the money but I believe they should have to notify you that they are going to do it by law

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[vehementSPL 10+ year member]

So if you bank with chase and owe other banks money even from the past you might loose money when not expected

 

[TurdFergueson2 5,000+ posts]

Anyways I went to chase today to deposit some checks and my account is about 250 dollars low... I am like wtf thinking somebody stole my account info. So I talk to the bank managers and they go well you owed money from a previous bank that we bought out and they just took the money out of the account. I am like wtf!! I knew I owed that money but wasn't aware of them owning them and wasn't aware they could just up and do that with no notice. What if that was my rent money?? would they care if I was homeless.... no. I understand I owed the money but I believe they should have to notify you that they are going to do it by law

They bought WAMU already? last bank I heard of them buying was Bank One.

 

[atoz350 10+ year member]

Didn't they buy Wachovia too?

 

[jstbass 10+ year member]

No, Wells Fargo bought Wachovia. Chase took over Wamu

 

[jstbass 10+ year member]

On subject though, why didn't you just pay your old bank? Even before they were bought out I mean

 

[vehementSPL 10+ year member]

Yeah I should have payed it was 6 years ago and I didn't have the cash to pay. And now I was going to file banruptcy anyways

 

[faulkton 5,000+ posts]

lesson learned.. pay your fukking bills deadbeat

 

[vehementSPL 10+ year member]

lesson learned.. pay your fukking bills deadbeat

HA HA. true that

 

[macq32 10+ year member]

heres a rule of thumb... do leave debts with a ****ing bank. thats ****s with your shit hard

 

[Rich B 5,000+ posts]

This is why bankruptcy lawyers advise clients to never get a credit card with the same bank you have a checking or savings account with.

They do this all the time.

 

[Propimp 10+ year member]

Anyways I went to chase today to deposit some checks and my account is about 250 dollars low... I am like wtf thinking somebody stole my account info. So I talk to the bank managers and they go well you owed money from a previous bank that we bought out and they just took the money out of the account. I am like wtf!! I knew I owed that money but wasn't aware of them owning them and wasn't aware they could just up and do that with no notice. What if that was my rent money?? would they care if I was homeless.... no. I understand I owed the money but I believe they should have to notify you that they are going to do it by law

Maybe you should be a little more responsiable and not have debt just hang out there like that huh? You probally switched banks because you owed them money. it wasnt your money anyways if you owed that bank it anyways. This is nothing to "warn" people about if they bank with Chase... they bought a bank that YOU had a debt with... Now its there DEBT... YOU had the money and were choosing not to pay them.

 

[Propimp 10+ year member]

so you were going to file banruptcy? Leanr to pay your fawking bills and not get over your head... Grow up

 

[IamDeMan 5,000+ posts]

Anyways I went to chase today to deposit some checks and my account is about 250 dollars low... I am like wtf thinking somebody stole my account info. So I talk to the bank managers and they go well you owed money from a previous bank that we bought out and they just took the money out of the account. I am like wtf!! I knew I owed that money but wasn't aware of them owning them and wasn't aware they could just up and do that with no notice. What if that was my rent money?? would they care if I was homeless.... no. I understand I owed the money but I believe they should have to notify you that they are going to do it by law

I don't see the problem here. I am sure it is 100% legal and I see no problems with them balancing the books of accounts they own. So they should allow one of their divisions to show a loss when they have money from you in a positive account?

I'd take your **** money from one account to cover a bad debt you owed me on another too.

***

 

[GearGuy2001 10+ year member]

I don't see the problem here. I am sure it is 100% legal and I see no problems with them balancing the books of accounts they own. So they should allow one of their divisions to show a loss when they have money from you in a positive account?
I'd take your **** money from one account to cover a bad debt you owed me on another too.

***

x2

When a bank loans you money or when you charge shit on a credit card you agree to pay them back so when you fail to do that they potentially lose all profit they could of made off of loaning it to you and basically want a little bit of it back (They may send it to collections or sell the debt to someone else)

So if you cant pay your bills how good is your word, do you lie and scam other people?