Ever have trouble getting credit?

Rich B
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How does this make you feel?

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BofA aims new credit card at illegal immigrants: report

NEW YORK (Reuters) - Bank of America Corp. has begun offering credit cards to customers without Social Security numbers, typically illegal immigrants, the Wall Street Journal reported on Tuesday.

In recent years, banks across the country have been offering checking accounts and even mortgages to the nation's fast-growing ranks of undocumented immigrants, most of whom are Hispanic, the paper said, adding these immigrants generally have not been able to get major credit cards.

The new Bank of America card is open to people who lack both a Social Security number and a credit history, as long as they have held a checking account with the bank for three months without an overdraft, the Journal said.

Bank of America tested the program last year at five branches in Los Angeles, and last week expanded it to 51 branches in Los Angeles County, home to the largest concentration of illegal immigrants in the U.S., the Journal said.

The bank hopes to roll out the program nationally later this year, the paper said.

A Bank of America spokesman was not immediately available to comment.

http://today.reuters.com/news/articlenews.aspx?type=domesticNews&storyid=2007-02-13T053517Z_01_N13447905_RTRUKOC_0_US-BOFA-CARD.xml&src=rss&rpc=22

//content.invisioncic.com/y282845/emoticons/verymad.gif.3f39c5c2fd57527b671fad3efdfac756.gif

 
if you have poor credit its YOUR fault, no 1 elses. If an illegal immigrant can get credit and you can't, you **** at life.
I think it has more to do with the fact that there giving them credit cards...and they dont have any credit, all they require is that the person has a bank account...for 3 months..**** i know plenty of people who have bad credit but have never overdrafted there checking account. They should have a credit card though, thats for sure...

I see lots of problems from this.

 
I think it has more to do with the fact that there giving them credit cards...and they dont have any credit, all they require is that the person has a bank account...for 3 months..**** i know plenty of people who have bad credit but have never overdrafted there checking account. They should have a credit card though, thats for sure...
I see lots of problems from this.
It is a very flawed system, I don't see it really taking off. It will work in a few areas but lending someone money on an unsecured basis that you cannot verify anything on credit wise just doesn't make sense.

 
if you have poor credit its YOUR fault, no 1 elses. If an illegal immigrant can get credit and you can't, you **** at life.

I never said I had trouble getting credit.

Jumping to conclusions FTL.

//content.invisioncic.com/y282845/emoticons/uhoh.gif.c07307dd22ee7e63e22fc8e9c614d1fd.gif

 
//content.invisioncic.com/y282845/emoticons/woot.gif.aaa6090e619a97b6090d16dd863c5a69.gif i can get credit now //content.invisioncic.com/y282845/emoticons/woot.gif.aaa6090e619a97b6090d16dd863c5a69.gif
 
//content.invisioncic.com/y282845/emoticons/woot.gif.aaa6090e619a97b6090d16dd863c5a69.gif i can get credit now //content.invisioncic.com/y282845/emoticons/woot.gif.aaa6090e619a97b6090d16dd863c5a69.gif
Now techincally anyone in the LA are can. Just get a fake id, work on a thick accent give them 99$$ and voila, you can get credit as an alias w/ no prev credit or bad credit.

 
Now techincally anyone in the LA are can. Just get a fake id, work on a thick accent give them 99$$ and voila, you can get credit as an alias w/ no prev credit or bad credit.
Ino ppl that do that, and i was just playing im not illegal.//content.invisioncic.com/y282845/emoticons/biggrin.gif.d71a5d36fcbab170f2364c9f2e3946cb.gif

 
I don't think I'd have trouble....Started a new savings account last week and they had to check my credit. I asked my score and she showed me the computer screen. 772. //content.invisioncic.com/y282845/emoticons/smile.gif.1ebc41e1811405b213edfc4622c41e27.gif It was 757 last Summer. Only things I've ever bought was my old Explorer, engagement ring for the lady, and my new car. Guess I've gotten lucky.

 
I am 20 yrs old and everything i've ever bought has been straight cash. From 3 cars, custom built laptop and a **** load of other things. I grew up hating the idea of making monthly payments... but now, when I want the even more expensive stuff with a smaller paycheck (woot air force), I had to apply for credit

Being in the military I thought, I have a steady job and an income that is directly controlled by the government (they garnish up to 100% of wages if you are getting financially encumbered). Well, every, ****ing, card I applied to has declined me. Check my credit and its at a modest 691... Great, i'm ****ed and now these ****ing immigrants that I dont even fight for, are going to get credit cards.

****.

That.

****.

 
Well, every, ****ing, card I applied to has declined me. Check my credit and its at a modest 691... Great, i'm ****ed and now these ****ing immigrants that I dont even fight for, are going to get credit cards.
****.

That.

****.
You don't need to be applying for multiple credit cards. That will hurt your credit score.

 
I didn't know that until I actually did it. That was about 3 months ago.. it didn't hurt mine but it said that if I keep trying to it would.

My score went up since I last checked it, but it still ***** that with a garunteed paycheck, garunteed I won't get fired and garunteed that they'd get their money - I still can't get one.

 
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Rich B

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