Credit Card

I have a visa through my bank(wachovia) and being able to transfer $$.$$ whenever I feel like it is awesome. I am yet to have an issue and they started me out with a $2k credit line and $1k cash equivalent

 
I have a visa through my bank(wachovia) and being able to transfer $$.$$ whenever I feel like it is awesome. I am yet to have an issue and they started me out with a $2k credit line and $1k cash equivalent
yeh online banking is awesome. i usualy pay off my cc like every 2 weeks or so. jsut did it an hour ago actually. and u can go ahead and transfer it before u use it also. like having credit on ur credit card. and then use it like a debit card i guess. and i get points and then cash them in for gift cards. comes out to like $100 in gift cards a yr

 
If you pay off the card each month you don't have to worry about your interest rate. That's why I chose to get a card with rewards and all that other stuff because I just pay it off every month and get rewards for it. I have one of those amazon.com visa credit cards and I love it.
This is what I do.

 
College students can generally get a card pretty easily - that is when I got my first card. Started with a 1k limit and they quickly bumped it up to 4k - also has dropped to 5.9% interest over the years.

 
Start off with a cheap Crapital One card. You'll have an annual fee for the privilege, but you need to build credik, so you gotta take what you can get.
Capital One is the last card you want in your wallet........//content.invisioncic.com/y282845/emoticons/rolleyes.gif.c1fef805e9d1464d377451cd5bc18bfb.gif

Scumbags

 
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