Bill me later?

They do have a demo. The demo just shows you how to use it though. As I understand, after reading the Terms and Conditions, it's read over by CIT Bank, who is the lender. They then decide whether or not they will give me the credit. I'm wanting to know, how will I know if they give me the credit or not? I purchase something, use the bill me later option, and then wait to find out if I get it or not, or what?
ok I see. I think you have to do an app first. They then will tell you if your approved and you can then place your order.
 
How do you find out whether or not you are accepted, or turned down?
They send you a letter in the mail stating why you got turned down. Usually takes a week or so, depending.

Mine when I did it was a while ago and was because of to much credit to something ratio.

I probably could do it now, but cash only for me. If I can't afford it with cash, I dont do anymore.

 
They send you a letter in the mail stating why you got turned down. Usually takes a week or so, depending.
Mine when I did it was a while ago and was because of to much credit to something ratio.

I probably could do it now, but cash only for me. If I can't afford it with cash, I dont do anymore.
credit to debt ratio?

 
They send you a letter in the mail stating why you got turned down. Usually takes a week or so, depending.
Mine when I did it was a while ago and was because of to much credit to something ratio.

I probably could do it now, but cash only for me. If I can't afford it with cash, I dont do anymore.
That's the way I see it usually, but if it's something I have to have right away, and I have the option to pay half now, and half later I would rather do that, instead of taking it all out at once, and lowering my bank account so drastically. I'm needing a new heating unit for my house, and it's $1,200. I don't want to spend $1,200 at once, I'd rather spend the $600 on it now, and then next month pay the rest off. I found one at Sears that I could go pick up, but it's more expensive than the online, even after shipping has been added. I don't have a credit card, so I don't have that option, which is why I wanted to know how bill me later worked.

 
Activity
No one is currently typing a reply...

About this thread

95BlackGA

5,000+ posts
CarAudio.com Veteran
Thread starter
95BlackGA
Joined
Location
Missouri
Start date
Participants
Who Replied
Replies
53
Views
1,141
Last reply date
Last reply from
vgeek
IMG_20260516_193114554_HDR.jpg

sherbanater

    May 16, 2026
  • 0
  • 0
IMG_20260516_192955471_HDR.jpg

sherbanater

    May 16, 2026
  • 0
  • 0

New threads

Top