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Message: <blockquote data-quote="mdillon" data-source="post: 4302254" data-attributes="member: 582463">if it was sold to a collection agency, then they cant do anything about it. its usecured credit which means they cannot take something if you dont pay, all they can do is mess up your credit score(most likely it already is). these collection agencies "buy" your deliquent account for pennies on the dollar. then they go after you for the full amount. if you keep tellin em i dont have the money, you can jew em down to at least half of your bill. maybe even more.250 is peanuts, i dont even know why they they try so hard for that amount. they will most likely spend more on collecting than the money they get back.</blockquote>

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