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<blockquote data-quote="audioholic" data-source="post: 7124696" data-attributes="member: 549629">That&#039;s how insurance works. If we only expect the sick people to pay, that&#039;;s not insurance, that&#039;s direct-pay. Your argument seems to be against insurance of any sort, not just health insurance. The same could applied to car insurance... all the safe drivers pay for all the careless ones.The idea of health insurance is that a small percentage of the population will rack up large medical bills, that under normal circumstances would bankrupt them and/or put them in debt for the rest of their lives. If that cost is spread throughout the entire population, each sick person now can &#039;afford&#039; to be sick. As for the healthy people, well if we could see the future and knew we wouldn&#039;t ever be one of those sick people, I could see that upsetting a lot of people. But people cant see the future, so the idea of health insurance ends up looking/being beneficial to everyone (assuming its implemented fairly and correctly).</blockquote>

[QUOTE="audioholic, post: 7124696, member: 549629"] That's how insurance works. If we only expect the sick people to pay, that';s not insurance, that's direct-pay. Your argument seems to be against insurance of any sort, not just health insurance. The same could applied to car insurance... all the safe drivers pay for all the careless ones. The idea of health insurance is that a small percentage of the population will rack up large medical bills, that under normal circumstances would bankrupt them and/or put them in debt for the rest of their lives. If that cost is spread throughout the entire population, each sick person now can 'afford' to be sick. As for the healthy people, well if we could see the future and knew we wouldn't ever be one of those sick people, I could see that upsetting a lot of people. But people cant see the future, so the idea of health insurance ends up looking/being beneficial to everyone (assuming its implemented fairly and correctly). [/QUOTE]

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