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<blockquote data-quote="Chevillac" data-source="post: 2996207" data-attributes="member: 553407">Umm, always keep a job. Apply for every credit card offer you get in the mail, but dont use them, use the one with the lowest limit. Pay your cell phone bill on time, get an AMEX card. Do direct deposit. keep as much in the bank as you can. Get two jobs to start off. Find a trustworthy private investor, find a conventional loan person you trust and a hard money lender you trust. Be able to show at least $5k in your bank account to lenders(will get you anything you want). Get allstate insurance, cheapest out there. rent places, get a roomate to cut costs. have more than one bank account.Oh I definitely have to support the black community on this forum. Fl because thats were I was when i turned 16 and got my license and never changed. They are the most lenient state on laws. lenient on tint and no emissions testing, are my main concerns, plus the insurance is cheaper, there are no taxes.... So I have no reason to switch.</blockquote>

[QUOTE="Chevillac, post: 2996207, member: 553407"] Umm, always keep a job. Apply for every credit card offer you get in the mail, but dont use them, use the one with the lowest limit. Pay your cell phone bill on time, get an AMEX card. Do direct deposit. keep as much in the bank as you can. Get two jobs to start off. Find a trustworthy private investor, find a conventional loan person you trust and a hard money lender you trust. Be able to show at least $5k in your bank account to lenders(will get you anything you want). Get allstate insurance, cheapest out there. rent places, get a roomate to cut costs. have more than one bank account. Oh I definitely have to support the black community on this forum. Fl because thats were I was when i turned 16 and got my license and never changed. They are the most lenient state on laws. lenient on tint and no emissions testing, are my main concerns, plus the insurance is cheaper, there are no taxes.... So I have no reason to switch. [/QUOTE]

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