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Message: <blockquote data-quote="faulkton" data-source="post: 2232808" data-attributes="member: 561910"><p>i have terrible credit (read bankruptcy on almost 40K in CC after not paying for years) and i started using a local credit union.. built a good relationship with them and in less than 2 years they let me get a new car... interest rate is sort of high, 11%, but that isnt really bad for someone with my credit history. The also said pay for a while and then they would refinance it for me at a lower rate.</p></blockquote><p></p>

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