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Message: <blockquote data-quote="uPsDdOWN" data-source="post: 3680812" data-attributes="member: 577676">being a former credit center representative... the BEST Way to help your credit score AND keep yourself out of the evil debt triangle is to save the money...or at least 2/3 of it.. then go ahead and purchase on credit (using reportable means/service of course) then divide your total store purchase up into 4 or 5 EQUAL payments and make a payment for that amount for the 5 months... your last payment will be JUST "Interest." You MUST pay some interest in order to get good credit, or increase your scores (three independant agencies)... thats how the cards make money.. and if you are helping them make money... your score goes up. Paying the Minimum is the worst thing you can do... it actually shows lack of credit worthiness.just my input.... :shrug:</blockquote>

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