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Message: <blockquote data-quote="Flipx99" data-source="post: 3657001" data-attributes="member: 562352">While I do not think of it as an out and out scam....From all the readings and my understanding, they often sell products to customers they really don't need.For instance, they tried to sell whole life insurance to my friend's church's youth group. They don't really need that type of insurance. If any insurance, they will need term life. How can a person go to a church to scam? When they sell that crap, they offer no alternative investment advice, these people aren't even trained in finance, they are trained to sell insurance to people who IMO don't need it.</blockquote>

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