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<blockquote data-quote="Lingerfelt" data-source="post: 4192615" data-attributes="member: 578576">Well, here&#039;s my story, pretty similar.19, looking for a car.$7000 loan.$1900 down.Bringing home (as in, after taxes) $280 a week salary, employed by the same company for 3 years.Credit card for about a year, between $600-1000 balances every month.Credit card paid off in full on time, every month (not just the statement balance, but my entire balance at the moment).No cosigner.I was denied by my own bank, but approved by two others. I was financed through the dealership, and the bank I ended up with my loan through is a credit union, at which my father has always had his account, and had a savings account in my name (now closed) back when I was very young. I think this had a bit to do with me getting approved.It&#039;s not as easy as you&#039;d imagine. Good luck.</blockquote>

[QUOTE="Lingerfelt, post: 4192615, member: 578576"] Well, here's my story, pretty similar. 19, looking for a car. $7000 loan. $1900 down. Bringing home (as in, after taxes) $280 a week salary, employed by the same company for 3 years. Credit card for about a year, between $600-1000 balances every month. Credit card paid off in full on time, every month (not just the statement balance, but my entire balance at the moment). No cosigner. I was denied by my own bank, but approved by two others. I was financed through the dealership, and the bank I ended up with my loan through is a credit union, at which my father has always had his account, and had a savings account in my name (now closed) back when I was very young. I think this had a bit to do with me getting approved. It's not as easy as you'd imagine. Good luck. [/QUOTE]

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