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<blockquote data-quote="jluv" data-source="post: 2926209" data-attributes="member: 567917">You can probably take out coverage however you want.&nbsp; You have to talk to your insurance company.Most companies will cover a very limited amount (maybe $1000-$1500) of items that are securely &quot;installed&quot; into the vehicle.&nbsp; Head units, amps that are mounted to the car, etc.&nbsp; Anything loose, like an unbolted box with subs, portable nav system, cell phone, college books, etc etc, aren&#039;t covered.&nbsp; Anything over the dollar limit won&#039;t be covered, either.&nbsp; I got jacked for about $8k back in October, and I was lucky that the insurance company cut me a check for $1500 (the max at Farmers).&nbsp; Now that I have replaced everything and then some, I have an additional premium that I pay (about $25/month) to cover every single item that I&#039;ve submitted receipts for, down to the wiring and connectors.I hope this helps a few people and they go out and get the right coverage if they have a lot invested.</blockquote>

[QUOTE="jluv, post: 2926209, member: 567917"] You can probably take out coverage however you want. You have to talk to your insurance company. Most companies will cover a very limited amount (maybe $1000-$1500) of items that are securely "installed" into the vehicle. Head units, amps that are mounted to the car, etc. Anything loose, like an unbolted box with subs, portable nav system, cell phone, college books, etc etc, aren't covered. Anything over the dollar limit won't be covered, either. I got jacked for about $8k back in October, and I was lucky that the insurance company cut me a check for $1500 (the max at Farmers). Now that I have replaced everything and then some, I have an additional premium that I pay (about $25/month) to cover every single item that I've submitted receipts for, down to the wiring and connectors. I hope this helps a few people and they go out and get the right coverage if they have a lot invested. [/QUOTE]

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