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Miscellaneous Automotive
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Descent credit -- new car???
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<blockquote data-quote="squeak9798" data-source="post: 2007438" data-attributes="member: 555320"><p>Nobody can tell you that. It's pretty much equivalent to the "high many deebeez will I hit question".....there's no answer to the question until you try. As I said, there are so many inconsistencies, and so many variables factored into the equation, that there's really no way for anybody to even take an accurate guess. Especially those of us sitting on an internet forum, who haven't even glanced at your report.</p><p></p><p>Just remember....even though bad debt is paid, it's still bad debt and will still unfavorably affect your score. Though over time, the <em>amount</em> that it affects your score will decrease. I *think* it takes 7yrs from the date the account was paid for it to no longer affect your score. It's either 7yrs or 10yrs, I can't remember off hand right now.</p></blockquote><p></p>
[QUOTE="squeak9798, post: 2007438, member: 555320"] Nobody can tell you that. It's pretty much equivalent to the "high many deebeez will I hit question".....there's no answer to the question until you try. As I said, there are so many inconsistencies, and so many variables factored into the equation, that there's really no way for anybody to even take an accurate guess. Especially those of us sitting on an internet forum, who haven't even glanced at your report. Just remember....even though bad debt is paid, it's still bad debt and will still unfavorably affect your score. Though over time, the [I]amount[/I] that it affects your score will decrease. I *think* it takes 7yrs from the date the account was paid for it to no longer affect your score. It's either 7yrs or 10yrs, I can't remember off hand right now. [/QUOTE]
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Descent credit -- new car???
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