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<blockquote data-quote="wags" data-source="post: 726072" data-attributes="member: 548116">No I completely beg to differ.&nbsp; They totally screwed me over. I got one of their zero percent interest cards to transfer a balance.&nbsp; Then I never got a statement and they charged me a late fee which put me over and then they charged me an overage fee.&nbsp; So I payed it off in full and cancelled it (causing me to have to take out a bond).&nbsp; The only thing I did get from them was a letter saying to &#039;prepare for hard times&#039; after i went over my balance.&nbsp; I would call up the number on my card and never be able to find out when a payment was due (just what the balance was).Don&#039;t ever deal with chase manhatten.&nbsp; Go with Capital one and get a Discover when you get good enough credit (they have cash back features instead of useless &quot;REWARDS&quot; features like everything else).Don&#039;t go with american express. They charge annual fees I believe.</blockquote>

[QUOTE="wags, post: 726072, member: 548116"] No I completely beg to differ. They totally screwed me over. I got one of their zero percent interest cards to transfer a balance. Then I never got a statement and they charged me a late fee which put me over and then they charged me an overage fee. So I payed it off in full and cancelled it (causing me to have to take out a bond). The only thing I did get from them was a letter saying to 'prepare for hard times' after i went over my balance. I would call up the number on my card and never be able to find out when a payment was due (just what the balance was). Don't ever deal with chase manhatten. Go with Capital one and get a Discover when you get good enough credit (they have cash back features instead of useless "REWARDS" features like everything else). Don't go with american express. They charge annual fees I believe. [/QUOTE]

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