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<blockquote data-quote="Bumpin_Ack" data-source="post: 725624" data-attributes="member: 551371"><p>You are correct. Visa i think charges merchants ~2% and amex charges them 3-4% (NOTE: the merchant pays this fee, not you, the buyer)</p><p></p><p>My first credit card was my American express blue card. Its great, no annual fees, plust i earn cash back on all my purchases. I don't know what the finance charges are since i always pay on time.</p><p></p><p>If the place i am at doesn't take my amex, then i have my check card (which acts like a visa credit card)</p></blockquote><p></p>
[QUOTE="Bumpin_Ack, post: 725624, member: 551371"] You are correct. Visa i think charges merchants ~2% and amex charges them 3-4% (NOTE: the merchant pays this fee, not you, the buyer) My first credit card was my American express blue card. Its great, no annual fees, plust i earn cash back on all my purchases. I don't know what the finance charges are since i always pay on time. If the place i am at doesn't take my amex, then i have my check card (which acts like a visa credit card) [/QUOTE]
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