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<blockquote data-quote="SourDeez" data-source="post: 7927683" data-attributes="member: 575597">Are you fellas talking about the Paypal Extras Mastercard?Thats what I use.. I never had a credit card before until then (just my banks debit card)Anyways ive been with them maybe 2 years now, and I really like it.&nbsp; I get 1 point for every dollar, 2x on paypal purchases and 3x when used on food/gasWith that,&nbsp; i have the option to use the points for items or I can cash in 5600 of them for $50.&nbsp; I have probably gotten over $300-400 doing that so far.. thats money that I would have never got back if I didnt use a credit card.Also, I have never paid a bill late.&nbsp; I pay it in full everytime..If you are responsible with money, put EVERY ******* THING you buy on a credit card.&nbsp; Everything you normally would buy.My limit is $12,000 I think.Also I believe my credit score is around 780 but there are other factors worked into that.How do you guys like it?Yes, it is.&nbsp; I was the same way, I am a stubborn person and wasnt raised to have alot of money so I never took out loans, I paid everything off (car, bills, etc) and had no credit until I started paying utilities at a house.Trust me, get a credit card and just be really smart with it.&nbsp; Dont bring it drinking.&nbsp; Dont buy **** you normally wouldnt buy.&nbsp; Also its a really easy way to manage how much you spend on **** (electronics, clothes, gas, fast food)</blockquote>

[QUOTE="SourDeez, post: 7927683, member: 575597"] Are you fellas talking about the Paypal Extras Mastercard? Thats what I use.. I never had a credit card before until then (just my banks debit card) Anyways ive been with them maybe 2 years now, and I really like it. I get 1 point for every dollar, 2x on paypal purchases and 3x when used on food/gas With that, i have the option to use the points for items or I can cash in 5600 of them for $50. I have probably gotten over $300-400 doing that so far.. thats money that I would have never got back if I didnt use a credit card. Also, I have never paid a bill late. I pay it in full everytime.. If you are responsible with money, put EVERY ******* THING you buy on a credit card. Everything you normally would buy. My limit is $12,000 I think. Also I believe my credit score is around 780 but there are other factors worked into that. How do you guys like it? Yes, it is. I was the same way, I am a stubborn person and wasnt raised to have alot of money so I never took out loans, I paid everything off (car, bills, etc) and had no credit until I started paying utilities at a house. Trust me, get a credit card and just be really smart with it. Dont bring it drinking. Dont buy **** you normally wouldnt buy. Also its a really easy way to manage how much you spend on **** (electronics, clothes, gas, fast food) [/QUOTE]

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