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<blockquote data-quote="Rochambeau" data-source="post: 2492456" data-attributes="member: 570071">Yeah, paid in full is for the whole six months as someone said.&nbsp; Six months from now, you pay it again.Start by calling your current agent (or company if you are with one of the companies that don&#039;t use agents - which is a mistake, btw) and ask them for a quote to replace your current car with the &#039;Stang, that will be your most accurate quote.If you don&#039;t like what they tell you then shop around for quotes from other companies.&nbsp; Don&#039;t let anyone stick you with a company that is not an &quot;A&quot; rated (or better) company, cause as the economy slows, some companies will go under.If the people you get the new quotes from try to pull the old &quot;bait &amp;amp; switch&quot; by offering you one price on the phone but then it goes up when you get there, get up and walk out, they are either crooks or incompetent.&nbsp; Seriously, that is a VERY common practice among shady insurance salesman and if they do that, heaven knows what other garbage they will try to pull on you.Oh and BE SURE to pin them down on what limits (if any) they have on custom equipment and give them a written schedule of your equipment whan you go in, including install costs.&nbsp; Some companies don&#039;t cover custom equipment unless it is scheduled and an additional premium paid.As far as my bona fides on this topic, I am insurance agent and have been in the industry for 17 years.</blockquote>

[QUOTE="Rochambeau, post: 2492456, member: 570071"] Yeah, paid in full is for the whole six months as someone said. Six months from now, you pay it again. Start by calling your current agent (or company if you are with one of the companies that don't use agents - which is a mistake, btw) and ask them for a quote to replace your current car with the 'Stang, that will be your most accurate quote. If you don't like what they tell you then shop around for quotes from other companies. Don't let anyone stick you with a company that is not an "A" rated (or better) company, cause as the economy slows, some companies will go under. If the people you get the new quotes from try to pull the old "bait & switch" by offering you one price on the phone but then it goes up when you get there, get up and walk out, they are either crooks or incompetent. Seriously, that is a VERY common practice among shady insurance salesman and if they do that, heaven knows what other garbage they will try to pull on you. Oh and BE SURE to pin them down on what limits (if any) they have on custom equipment and give them a written schedule of your equipment whan you go in, including install costs. Some companies don't cover custom equipment unless it is scheduled and an additional premium paid. As far as my bona fides on this topic, I am insurance agent and have been in the industry for 17 years. [/QUOTE]

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