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<blockquote data-quote="IDSkoT" data-source="post: 5198591" data-attributes="member: 584344">Yeah, I don&#039;t even plan on getting an &quot;Emergency&quot; CC. When I get paychecks, I put 5% off to the side every pay check. I throw it in my savings account, done. I use my debit card a lot... and if I run out of money on there, it takes it out of my savings. Problem solved. Not to mention I have real-time updates on how much money I have / don&#039;t have.I found out through my parents that Credit Cards are bad... when they got a divorce they owed over 10K in Credit Cards... they split the bill equally, and they&#039;re still paying the credit card companies off. My Mom is only $200 dollars left until she is debt free. My Dad has... well, he has more.I&#039;m never gunna get a CC, it just isn&#039;t worth it. I&#039;ll only get one once I get a really good nice steady paying job, and only then to build up credit for when I buy a house / car. But even then, only within my means.I don&#039;t want my ish repo&#039;d.</blockquote>

[QUOTE="IDSkoT, post: 5198591, member: 584344"] Yeah, I don't even plan on getting an "Emergency" CC. When I get paychecks, I put 5% off to the side every pay check. I throw it in my savings account, done. I use my debit card a lot... and if I run out of money on there, it takes it out of my savings. Problem solved. Not to mention I have real-time updates on how much money I have / don't have. I found out through my parents that Credit Cards are bad... when they got a divorce they owed over 10K in Credit Cards... they split the bill equally, and they're still paying the credit card companies off. My Mom is only $200 dollars left until she is debt free. My Dad has... well, he has more. I'm never gunna get a CC, it just isn't worth it. I'll only get one once I get a really good nice steady paying job, and only then to build up credit for when I buy a house / car. But even then, only within my means. I don't want my ish repo'd. [/QUOTE]

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