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<blockquote data-quote="hoss" data-source="post: 3628125" data-attributes="member: 549860">if by &quot;how our credit system in the US is ****ed...&quot; you mean how overly dependent we are on credit, they you are correct.if you meant anything along the lines of how expensive it is to get anything on credit, you are very incorrect...&nbsp; the system in the US is ****ed because EVERYONE and their brother in law rely on credit as a means of sustaining...&nbsp; it is so expensive because STUPID people will rely on it for everything...&nbsp; credit is not meant as a means of free money that you can pay off by making the minimum.&nbsp; yet all of these companies thrive off of that concept.&nbsp; and even more so, all of these utilities, rent, insurance companies, and cell phone companies thrive off of that concept as well...&nbsp; they borrow money to do their goods and services which other people will also pay either their own, or often times borrowed money in return for their own services...&nbsp; its all one big circle man //content.invisioncic.com/y282845/emoticons/smile.gif.1ebc41e1811405b213edfc4622c41e27.gif</blockquote>

[QUOTE="hoss, post: 3628125, member: 549860"] if by "how our credit system in the US is ****ed..." you mean how overly dependent we are on credit, they you are correct. if you meant anything along the lines of how expensive it is to get anything on credit, you are very incorrect... the system in the US is ****ed because EVERYONE and their brother in law rely on credit as a means of sustaining... it is so expensive because STUPID people will rely on it for everything... credit is not meant as a means of free money that you can pay off by making the minimum. yet all of these companies thrive off of that concept. and even more so, all of these utilities, rent, insurance companies, and cell phone companies thrive off of that concept as well... they borrow money to do their goods and services which other people will also pay either their own, or often times borrowed money in return for their own services... its all one big circle man [IMG]//content.invisioncic.com/y282845/emoticons/smile.gif.1ebc41e1811405b213edfc4622c41e27.gif[/IMG] [/QUOTE]

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