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<blockquote data-quote="tRidiot" data-source="post: 3119034" data-attributes="member: 569830">No one has to have your SSN to turn you over to collections. lol. And no, PayPal won&#039;t report to the CRAs, but the CA they turn you over to sure will. And it&#039;s not all that hard to get most people&#039;s info... do you not think the people who collect debt for a living know the the tricks to get something on your report? Please... the CRAs make it SOOOO **** easy for CAs to screw up your credit, and they make it 1000x harder for you to clear it up. Don&#039;t make the mistake of thinking they are actually attempting to protect your credit. lolCRA = Credit Reporting Agency, aka Equifax, Transunion, ExperianCA = Collection Agency.These companies can and do use illegal means to try to force you to pay. If you&#039;re not aware of the possibilities, OR of your own rights, you&#039;ll wind up screwed. I was just warning the OP it was a possibility. It has been mentioned on these very boards.</blockquote>

[QUOTE="tRidiot, post: 3119034, member: 569830"] No one has to have your SSN to turn you over to collections. lol. And no, PayPal won't report to the CRAs, but the CA they turn you over to sure will. And it's not all that hard to get most people's info... do you not think the people who collect debt for a living know the the tricks to get something on your report? Please... the CRAs make it SOOOO **** easy for CAs to screw up your credit, and they make it 1000x harder for you to clear it up. Don't make the mistake of thinking they are actually attempting to protect your credit. lol CRA = Credit Reporting Agency, aka Equifax, Transunion, Experian CA = Collection Agency. These companies can and do use illegal means to try to force you to pay. If you're not aware of the possibilities, OR of your own rights, you'll wind up screwed. I was just warning the OP it was a possibility. It has been mentioned on these very boards. [/QUOTE]

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